BAC vs FMBM: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC and FMBM are closely matched. FMBM offers the higher yield at 2.55%, FMBM has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: BAC vs FMBM
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, F & M Bank Corp. (FMBM) has the higher forward dividend yield at 2.55%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and FMBM's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and FMBM for 0.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and FMBM pays out 26%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and FMBM's fair-value estimate is 43% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs FMBM: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-fmbm
| Metric | BAC | FMBM |
|---|---|---|
| Forward yield | 2.50% | 2.55% |
| Annual dividend | $1.28 | $1.04 |
| Payout ratio | 26% | 26% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 0.0% |
| 5-yr total return | 15% | 42% |
| Dividend safety score | 87 (A) | 89 (A) |
| Fair value estimate | $63.43 | $23.44 |
| Upside to fair value | +24% | -43% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $146.5M |
| P/E ratio | 12.2 | 10.1 |
Higher yield
FMBM
2.55%
Safer dividend
FMBM
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+24% upside
BAC vs FMBM — FAQ
Is BAC or FMBM a better dividend stock?
BAC and FMBM are closely matched. FMBM has the higher yield; FMBM scores better on safety.
Which has a higher dividend yield, BAC or FMBM?
FMBM has the higher forward dividend yield at 2.55%, versus 2.50% for BAC.
Is BAC or FMBM safer?
FMBM has the higher dividend-safety score (89/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or FMBM better value right now?
As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For FMBM, its fair-value estimate is 43% below its share price.
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