FMBM vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. FMBM offers the higher yield at 2.55%, V has the higher dividend-safety score, and V looks like the better value (its fair-value estimate is 24% below its share price).
Key facts: FMBM vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, F & M Bank Corp. (FMBM) has the higher forward dividend yield at 2.55%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades FMBM's dividend safety A (89/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, FMBM has raised its dividend for 0 consecutive years and V for 17.
- As of Oct 18, 2026, FMBM pays out 26% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, FMBM's fair-value estimate is 43% below its share price and V's fair-value estimate is 24% below its share price, so V looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "FMBM vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/fmbm-vs-v
| Metric | FMBM | V |
|---|---|---|
| Forward yield | 2.55% | 0.67% |
| Annual dividend | $1.04 | $2.68 |
| Payout ratio | 26% | 22% |
| Years of growth | 0 yr | 17 yr |
| 5-yr dividend growth | 0.0% | 14.9% |
| 5-yr total return | 42% | 108% |
| Dividend safety score | 89 (A) | 93 (A) |
| Fair value estimate | $23.44 | $306.97 |
| Upside to fair value | -43% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $146.5M | $755.8B |
| P/E ratio | 10.1 | 34.3 |
Higher yield
FMBM
2.55%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
V
-24% upside
FMBM vs V — FAQ
Is FMBM or V a better dividend stock?
On the data, V wins more head-to-head categories (7 vs 1). FMBM offers the higher yield (2.55%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, FMBM or V?
FMBM has the higher forward dividend yield at 2.55%, versus 0.67% for V.
Is FMBM or V safer?
V has the higher dividend-safety score (93/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is FMBM or V better value right now?
As of Oct 18, 2026, V looks like the better value: its fair-value estimate is 24% below its share price (overvalued). For FMBM, its fair-value estimate is 43% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.


