HCI Group, Inc.
HCIFinancial Services · Insurance - Property & Casualty · Stock · quarterly payer
Forward Yield
0.81%
Annual Dividend
$1.60
Payout Ratio
7%
5-Yr Growth
0.0%
Ex-Date
Aug 21, 2026
Frequency
Quarterly
Key facts about HCI's dividend
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HCI Group, Inc. (HCI) has a forward dividend yield of 0.81%, based on an annual dividend of $1.60 per share and a share price of $198.55.
- As of Oct 18, 2026, HCI's dividend safety grade from SmarterDividends is A (94 out of 100), which rates the dividend as very safe.
- HCI has never cut its regular dividend in the payment history SmarterDividends has on record.
- HCI's most recent ex-dividend date was Aug 21, 2026, for a dividend of $0.40 per share.
- As of Oct 18, 2026, HCI pays out 7% of its trailing 12-month earnings as dividends (its payout ratio).
- HCI's dividend has been roughly flat over the past five years.
- As of Oct 18, 2026, HCI's 0.81% yield is 59% below its five-year average yield of 1.96%.
- As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for HCI is $247.11 per share, 24% above the $198.55 share price, so HCI screens as undervalued.
- HCI Group, Inc. (HCI) pays its dividend quarterly, 4 times a year.
- HCI Group, Inc. (HCI) has raised its regular dividend 9 times and cut it 1 time across the 64 payments on record since 2010. Its most recent change was a 6.7% increase to $0.400 per share, going ex-dividend on Feb 14, 2019. The last cut went ex-dividend on May 15, 2013.
Cite this page
SmarterDividends, "HCI Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/HCI
Summary
As of Oct 18, 2026, HCI Group, Inc. (HCI) yields 0.81% ($1.60 a year per share) and has a dividend safety grade of A (94/100).
Is HCI a good dividend stock?
YesHCI Group, Inc. (HCI) pays a quarterly dividend yielding 0.81% ($1.60/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (7%)
- 80% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 0.81%
- Payout Ratio
- 7%
- Annual Dividend
- $1.60
- 5-Yr Avg Growth
- 0.0%
- Ex-Dividend Date
- Aug 21, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 1.05
- Market Cap
- $2.5B
- P/E Ratio
- 8.6
- 5-Yr Total Return
- 80%
- 52-Week Range
- $144.75 – $210.50
- Dividend Safety
- A · 94/100
- Ever Cut?
- No
HCI dividend raises and cuts
HCI Group, Inc. (HCI) has raised its regular dividend 9 times and cut it 1 time across the 64 payments on record since 2010. Its most recent change was a 6.7% increase to $0.400 per share, going ex-dividend on Feb 14, 2019. The last cut went ex-dividend on May 15, 2013.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Feb 14, 2019 | Raise | $0.375 → $0.400 | +6.7% |
| May 17, 2018 | Raise | $0.350 → $0.375 | +7.1% |
| Feb 15, 2017 | Raise | $0.300 → $0.350 | +16.7% |
| Feb 18, 2015 | Raise | $0.275 → $0.300 | +9.1% |
| Nov 13, 2013 | Raise | $0.225 → $0.275 | +22.2% |
| May 15, 2013 | Cut | $0.450 → $0.225 | −50.0% |
| Feb 13, 2013 | Raise | $0.325 → $0.450 | +38.5% |
| Nov 14, 2012 | Raise | $0.200 → $0.325 | +62.5% |
| May 15, 2012 | Raise | $0.150 → $0.200 | +33.3% |
| Feb 15, 2012 | Raise | $0.100 → $0.150 | +50.0% |
Frequently Asked Questions
Is HCI a good dividend stock?
Yes. HCI Group, Inc. (HCI) pays a quarterly dividend yielding 0.81% ($1.60/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is HCI undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, HCI's fair value is about $247.11 versus a $198.55 share price — so it looks undervalued (+24% vs. fair value).
Is HCI's dividend safe?
HCI has a dividend-safety grade of A (94/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a clean no-cut history, debt and yield-versus-history.
What is HCI's fair value?
Our blended fair-value estimate for HCI is about $247.11 per share, roughly 24% above the current $198.55 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is HCI a buy, hold, or sell?
We don't issue formal ratings, but on the data HCI screens as "yes" and undervalued. HCI Group, Inc. (HCI) pays a quarterly dividend yielding 0.81% ($1.60/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will HCI cut its dividend?
HCI earns a dividend-safety grade of A (94/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does HCI pay a dividend?
Yes. HCI Group, Inc. pays a quarterly dividend of about $1.60 per share annually, a forward yield of roughly 0.81%.
What is HCI's dividend yield?
As of Oct 18, 2026, HCI's forward dividend yield is 0.81%, based on a $1.60 annual dividend and a $198.55 share price.
What is HCI's dividend per share?
As of Oct 18, 2026, HCI pays $1.60 per share per year, distributed on a quarterly basis.
What is HCI's dividend payout ratio?
As of Oct 18, 2026, HCI's payout ratio is 7% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has HCI grown its dividend?
HCI does not currently have a long dividend-growth streak on record.
When is the next HCI ex-dividend date?
As of Oct 18, 2026, HCI's next ex-dividend date hasn't been announced. The most recent was Aug 21, 2026, for $0.40 per share.
HCI Price — Last 12 Months
Daily close
Price Return
1 Year
+12%
3 Years
+134%
5 Years
+80%
52-Week Range
$144.75 – $210.50
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is HCI worth?
Undervaluedlow confidenceOur blended fair-value estimate for HCI Group, Inc. is $247.11 per share, versus a market price of $198.55. That implies 24% of upside — a margin of safety of about 20%.
Fair Value
$247.11
Current Price
$198.55
Upside
+24%
Margin of Safety
20%
How we get there
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 9.5% discount rate (CAPM), 1.6% growth for five years fading to 2.5% over the next five, $23.20 EPS, $1.60 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
HCI Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full HCI dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 21, 2026 | Sep 18, 2026 | $0.4000 | regular |
| May 15, 2026 | Jun 18, 2026 | $0.4000 | regular |
| Feb 20, 2026 | Mar 20, 2026 | $0.4000 | regular |
| Nov 21, 2025 | Dec 19, 2025 | $0.4000 | regular |
| Aug 15, 2025 | Sep 19, 2025 | $0.4000 | regular |
| May 16, 2025 | Jun 20, 2025 | $0.4000 | regular |
| Feb 21, 2025 | Mar 21, 2025 | $0.4000 | regular |
| Nov 15, 2024 | Dec 20, 2024 | $0.4000 | regular |
| Aug 16, 2024 | Sep 20, 2024 | $0.4000 | regular |
| May 16, 2024 | Jun 21, 2024 | $0.4000 | regular |
| Feb 15, 2024 | Mar 15, 2024 | $0.4000 | regular |
| Nov 16, 2023 | Dec 15, 2023 | $0.4000 | regular |
| Aug 17, 2023 | Sep 15, 2023 | $0.4000 | regular |
| May 18, 2023 | Jun 16, 2023 | $0.4000 | regular |
Income Calculator
At $1.60 / yr per share
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