SmarterDividends
HCI

HCI Group, Inc.

HCI

Financial Services · Stock · quarterly payer

Forward Yield

1.07%

Annual Dividend

$1.60

Payout Ratio

7%

5-Yr Growth

0.0%

Ex-Date

May 15, 2026

Frequency

Quarterly

HCI Dividend Safety Score

93/ 100
Grade A

Very Safe

Dividend-growth streak14 consecutive years of growth
Cut historyNever cut its dividend on record
Earnings payout coverage7% of earnings paid out
Free-cash-flow coverage5% of free cash flow
Balance-sheet strengthDebt/equity of 0.06
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is HCI a good dividend stock?

Yes

HCI Group, Inc. (HCI) pays a quarterly dividend yielding 1.07% ($1.60/yr), with 14 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • 14 consecutive years of dividend growth
  • Never cut its dividend on record
  • Comfortable payout ratio (7%)
  • 57% total price return over 5 years
  • Top-tier dividend safety score

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
1.07%
Payout Ratio
7%
Annual Dividend
$1.60
5-Yr Avg Growth
0.0%
Ex-Dividend Date
May 15, 2026
Years of Growth
14
Frequency
quarterly
Beta
1.05
Market Cap
$1.9B
P/E Ratio
6.6
5-Yr Total Return
57%
52-Week Range
$136.37 – $210.50
Dividend Safety
A · 93/100
Ever Cut?
No
HCI ex-dividend date & scheduleNext ex-date May 15, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $1.60 / yr per share

Per payment (quarterly)$40.00
Annual$160.00
Monthly avg$13.33