HCI vs JPM: Which Is the Better Dividend Stock?
As of Oct 18, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. JPM offers the higher yield at 1.94%, HCI has the higher dividend-safety score, and HCI looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: HCI vs JPM
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, JPMorgan Chase & Co. (JPM) has the higher forward dividend yield at 1.94%, versus 0.81% for HCI Group, Inc. (HCI).
- As of Oct 18, 2026, SmarterDividends grades HCI's dividend safety A (94/100) and JPM's A (82/100).
- By SmarterDividends' count as of Oct 18, 2026, HCI has raised its dividend for 0 consecutive years and JPM for 15.
- As of Oct 18, 2026, HCI pays out 7% of its earnings as dividends and JPM pays out 26%.
- As of Oct 18, 2026, HCI's fair-value estimate is 24% above its share price and JPM's fair-value estimate is 7% above its share price, so HCI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HCI vs JPM: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hci-vs-jpm
| Metric | HCI | JPM |
|---|---|---|
| Forward yield | 0.81% | 1.94% |
| Annual dividend | $1.60 | $6.60 |
| Payout ratio | 7% | 26% |
| Years of growth | 0 yr | 15 yr |
| 5-yr dividend growth | 0.0% | 9.0% |
| 5-yr total return | 80% | 114% |
| Dividend safety score | 94 (A) | 82 (A) |
| Fair value estimate | $247.11 | $364.60 |
| Upside to fair value | +24% | +7% |
| Frequency | quarterly | quarterly |
| Market cap | $2.5B | $902.2B |
| P/E ratio | 8.6 | 14.3 |
Higher yield
JPM
1.94%
Safer dividend
HCI
Grade A
Faster growth
JPM
9.0%
Better value
HCI
+24% upside
HCI vs JPM — FAQ
Is HCI or JPM a better dividend stock?
On the data, JPM wins more head-to-head categories (5 vs 3). JPM offers the higher yield (1.94%), while HCI has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HCI or JPM?
JPM has the higher forward dividend yield at 1.94%, versus 0.81% for HCI.
Is HCI or JPM safer?
HCI has the higher dividend-safety score (94/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is HCI or JPM better value right now?
As of Oct 18, 2026, HCI looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For JPM, its fair-value estimate is 7% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.