HCI vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HCI and MA are closely matched. HCI offers the higher yield at 0.81%, HCI has the higher dividend-safety score, and HCI looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: HCI vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HCI Group, Inc. (HCI) has the higher forward dividend yield at 0.81%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades HCI's dividend safety A (94/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, HCI has raised its dividend for 0 consecutive years and MA for 14.
- As of Oct 18, 2026, HCI pays out 7% of its earnings as dividends and MA pays out 18%.
- As of Oct 18, 2026, HCI's fair-value estimate is 24% above its share price and MA's fair-value estimate is 23% below its share price, so HCI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HCI vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hci-vs-ma
| Metric | HCI | MA |
|---|---|---|
| Forward yield | 0.81% | 0.56% |
| Annual dividend | $1.60 | $3.48 |
| Payout ratio | 7% | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | 0.0% | 13.7% |
| 5-yr total return | 80% | 96% |
| Dividend safety score | 94 (A) | 89 (A) |
| Fair value estimate | $247.11 | $474.95 |
| Upside to fair value | +24% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $2.5B | $540.9B |
| P/E ratio | 8.6 | 34.0 |
Higher yield
HCI
0.81%
Safer dividend
HCI
Grade A
Faster growth
MA
13.7%
Better value
HCI
+24% upside
HCI vs MA — FAQ
Is HCI or MA a better dividend stock?
HCI and MA are closely matched. HCI has the higher yield; HCI scores better on safety.
Which has a higher dividend yield, HCI or MA?
HCI has the higher forward dividend yield at 0.81%, versus 0.56% for MA.
Is HCI or MA safer?
HCI has the higher dividend-safety score (94/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is HCI or MA better value right now?
As of Oct 18, 2026, HCI looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.