Herzfeld Credit Income Fund, Inc.
HERZFinancial Services · Stock · quarterly payer
$17.89
Add to PortfolioForward Yield
11.40%
Annual Dividend
$2.04
Payout Ratio
1163%
5-Yr Growth
35.6%
Ex-Date
Jun 16, 2026
Frequency
Quarterly
HERZ Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is HERZ a good dividend stock?
MixedHerzfeld Credit Income Fund, Inc. (HERZ) pays a quarterly dividend yielding 11.40% ($2.04/yr), with 1 year of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Strong 35.6% 5-yr dividend growth
Risks
- Cut its dividend in 2024
- Elevated payout ratio (1163%)
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 11.40%
- Payout Ratio
- 1163%
- Annual Dividend
- $2.04
- 5-Yr Avg Growth
- 35.6%
- Ex-Dividend Date
- Jun 16, 2026
- Years of Growth
- 1
- Frequency
- quarterly
- Beta
- 0.73
- Market Cap
- $34.9M
- P/E Ratio
- 89.5
- 5-Yr Total Return
- -70%
- 52-Week Range
- $13.71 – $31.00
- Dividend Safety
- C · 52/100
- Ever Cut?
- Yes (2024)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 15, 2026 | — | $0.1700 | regular |
| Apr 24, 2026 | — | $0.1700 | regular |
| Dec 31, 2025 | — | $6.8700 | regular |
| Nov 21, 2025 | — | $6.8700 | regular |
| May 23, 2025 | — | $2.3300 | regular |
| Dec 31, 2024 | — | $2.3300 | regular |
| Jun 3, 2024 | — | $1.3500 | regular |
| Mar 26, 2024 | — | $1.3500 | regular |
| Dec 28, 2023 | — | $1.3500 | regular |
| May 19, 2023 | — | $1.7400 | regular |
| Feb 14, 2023 | — | $1.7400 | regular |
| Nov 17, 2022 | — | $1.7400 | regular |
| Aug 19, 2022 | — | $1.7400 | regular |
| May 20, 2022 | — | $2.6500 | regular |
Income Calculator
At $2.04 / yr per share
