HERZ vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. HERZ offers the higher yield at 13.55%, V has the higher dividend-safety score.
Key facts: HERZ vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Herzfeld Credit Income Fund, Inc. (HERZ) has the higher forward dividend yield at 13.55%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades HERZ's dividend safety C (56/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, HERZ has raised its dividend for 1 consecutive years and V for 17.
Cite this page
SmarterDividends, "HERZ vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/herz-vs-v
| Metric | HERZ | V |
|---|---|---|
| Forward yield | 13.55% | 0.67% |
| Annual dividend | $2.04 | $2.68 |
| Payout ratio | 671% | 22% |
| Years of growth | 1 yr | 17 yr |
| 5-yr dividend growth | 29.0% | 14.9% |
| 5-yr total return | -72% | 108% |
| Dividend safety score | 56 (C) | 93 (A) |
| Fair value estimate | — | $306.97 |
| Upside to fair value | — | -24% |
| Frequency | monthly | quarterly |
| Market cap | $30.4M | $755.8B |
| P/E ratio | — | 34.3 |
Higher yield
HERZ
13.55%
Safer dividend
V
Grade A
Faster growth
HERZ
29.0%
HERZ vs V — FAQ
Is HERZ or V a better dividend stock?
On the data, V wins more head-to-head categories (5 vs 2). HERZ offers the higher yield (13.55%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HERZ or V?
HERZ has the higher forward dividend yield at 13.55%, versus 0.67% for V.
Is HERZ or V safer?
V has the higher dividend-safety score (93/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.
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