HERZ vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. HERZ offers the higher yield at 13.55%, MA has the higher dividend-safety score.
Key facts: HERZ vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Herzfeld Credit Income Fund, Inc. (HERZ) has the higher forward dividend yield at 13.55%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades HERZ's dividend safety C (56/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, HERZ has raised its dividend for 1 consecutive years and MA for 14.
Cite this page
SmarterDividends, "HERZ vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/herz-vs-ma
| Metric | HERZ | MA |
|---|---|---|
| Forward yield | 13.55% | 0.56% |
| Annual dividend | $2.04 | $3.48 |
| Payout ratio | 671% | 18% |
| Years of growth | 1 yr | 14 yr |
| 5-yr dividend growth | 29.0% | 13.7% |
| 5-yr total return | -72% | 96% |
| Dividend safety score | 56 (C) | 89 (A) |
| Fair value estimate | — | $474.95 |
| Upside to fair value | — | -23% |
| Frequency | monthly | quarterly |
| Market cap | $30.4M | $540.9B |
| P/E ratio | — | 34.0 |
Higher yield
HERZ
13.55%
Safer dividend
MA
Grade A
Faster growth
HERZ
29.0%
HERZ vs MA — FAQ
Is HERZ or MA a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 2). HERZ offers the higher yield (13.55%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HERZ or MA?
HERZ has the higher forward dividend yield at 13.55%, versus 0.56% for MA.
Is HERZ or MA safer?
MA has the higher dividend-safety score (89/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.
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