OP Bancorp
OPBKFinancial Services · Stock · quarterly payer
Forward Yield
3.59%
Annual Dividend
$0.56
Payout Ratio
26%
5-Yr Growth
11.4%
Ex-Date
Aug 6, 2026
Frequency
Quarterly
Summary
As of August 2026, OP Bancorp (OPBK) yields 3.59% ($0.56 per share annually), with a blended fair-value estimate of $18.24 — +17% upside, so it screens as undervalued. Dividend safety grade: A (82/100).
Is OPBK a good dividend stock?
YesOP Bancorp (OPBK) pays a quarterly dividend yielding 3.59% ($0.56/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (26%)
- Strong 11.4% 5-yr dividend growth
- 55% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 3.59%
- Payout Ratio
- 26%
- Annual Dividend
- $0.56
- 5-Yr Avg Growth
- 11.4%
- Ex-Dividend Date
- Aug 6, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.59
- Market Cap
- $234.7M
- P/E Ratio
- 7.9
- 5-Yr Total Return
- 55%
- 52-Week Range
- $12.41 – $16.80
- Dividend Safety
- A · 82/100
- Ever Cut?
- No
Frequently Asked Questions
OPBK Price — Last 12 Months
Daily close
Price Return
1 Year
+7%
3 Years
+65%
5 Years
+55%
52-Week Range
$12.41 – $16.80
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is OPBK worth?
Undervaluedlow confidenceOur blended fair-value estimate for OP Bancorp is $18.24 per share, versus a market price of $15.60. That implies 17% of upside — a margin of safety of about 14%.
Fair Value
$18.24
Current Price
$15.60
Upside
+17%
Margin of Safety
14%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.2% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $1.95 EPS, $0.56 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
OPBK Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 7, 2026 | — | $0.1400 | regular |
| Feb 5, 2026 | — | $0.1200 | regular |
| Nov 6, 2025 | — | $0.1200 | regular |
| Aug 7, 2025 | — | $0.1200 | regular |
| May 8, 2025 | — | $0.1200 | regular |
| Feb 6, 2025 | — | $0.1200 | regular |
| Nov 7, 2024 | — | $0.1200 | regular |
| Aug 8, 2024 | — | $0.1200 | regular |
| May 8, 2024 | — | $0.1200 | regular |
| Feb 7, 2024 | — | $0.1200 | regular |
| Nov 8, 2023 | — | $0.1200 | regular |
| Aug 9, 2023 | — | $0.1200 | regular |
| May 10, 2023 | — | $0.1200 | regular |
| Feb 8, 2023 | — | $0.1200 | regular |
Income Calculator
At $0.56 / yr per share
