SmarterDividends
OPBK

OP Bancorp

OPBK

Financial Services · Banks - Regional · Stock · quarterly payer

$14.75

Undervalued · +116% Add to Portfolio

Forward Yield

3.80%

Annual Dividend

$0.56

Payout Ratio

26%

5-Yr Growth

11.4%

Ex-Date

Aug 6, 2026

Frequency

Quarterly

Key facts about OPBK's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, OP Bancorp (OPBK) has a forward dividend yield of 3.80%, based on an annual dividend of $0.56 per share and a share price of $14.75.
  • As of Oct 18, 2026, OPBK's dividend safety grade from SmarterDividends is A (84 out of 100), which rates the dividend as very safe.
  • OPBK has never cut its regular dividend in the payment history SmarterDividends has on record.
  • OPBK's most recent ex-dividend date was Aug 6, 2026, for a dividend of $0.14 per share.
  • As of Oct 18, 2026, OPBK pays out 26% of its trailing 12-month earnings as dividends (its payout ratio).
  • OPBK's dividend has grown at an average rate of 11.4% a year over the past five years.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for OPBK is $31.80 per share, 116% above the $14.75 share price, so OPBK screens as undervalued.
  • OP Bancorp (OPBK) pays its dividend quarterly, 4 times a year.
  • OP Bancorp (OPBK) has raised its regular dividend 4 times and cut it 0 times across the 31 payments on record since 2019. Its most recent change was a 16.7% increase to $0.140 per share, going ex-dividend on May 7, 2026.
Cite this page

SmarterDividends, "OPBK Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/OPBK

Summary

As of Oct 18, 2026, OP Bancorp (OPBK) yields 3.80% ($0.56 a year per share) and has a dividend safety grade of A (84/100).

Is OPBK a good dividend stock?

Yes

OP Bancorp (OPBK) pays a quarterly dividend yielding 3.80% ($0.56/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Never cut its dividend on record
  • Comfortable payout ratio (26%)
  • Strong 11.4% 5-yr dividend growth
  • Top-tier dividend safety score

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
3.80%
Payout Ratio
26%
Annual Dividend
$0.56
5-Yr Avg Growth
11.4%
Ex-Dividend Date
Aug 6, 2026
Years of Growth
0
Frequency
quarterly
Beta
0.61
Market Cap
$220.3M
P/E Ratio
7.6
5-Yr Total Return
8%
52-Week Range
$12.41 – $16.83
Dividend Safety
A · 84/100
Ever Cut?
No

OPBK dividend raises and cuts

OP Bancorp (OPBK) has raised its regular dividend 4 times and cut it 0 times across the 31 payments on record since 2019. Its most recent change was a 16.7% increase to $0.140 per share, going ex-dividend on May 7, 2026.

Ex-dateChangeOld → newMove
May 7, 2026Raise$0.120 → $0.140+16.7%
Aug 10, 2022Raise$0.100 → $0.120+20.0%
Aug 4, 2021Raise$0.0700 → $0.100+42.9%
Feb 5, 2020Raise$0.0500 → $0.0700+40.0%
Every OPBK payment →Download every raise and cut (CSV)
OPBK ex-dividend date & scheduleNext ex-date Aug 6, 2026 · full ex-dividend historyView →OPBK dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is OPBK a good dividend stock?

Yes. OP Bancorp (OPBK) pays a quarterly dividend yielding 3.80% ($0.56/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is OPBK undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, OPBK's fair value is about $31.80 versus a $14.75 share price — so it looks undervalued (+116% vs. fair value).

Is OPBK's dividend safe?

OPBK has a dividend-safety grade of A (84/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is OPBK's fair value?

Our blended fair-value estimate for OPBK is about $31.80 per share, roughly 116% above the current $14.75 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is OPBK a buy, hold, or sell?

We don't issue formal ratings, but on the data OPBK screens as "yes" and undervalued. OP Bancorp (OPBK) pays a quarterly dividend yielding 3.80% ($0.56/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will OPBK cut its dividend?

OPBK earns a dividend-safety grade of A (84/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does OPBK pay a dividend?

Yes. OP Bancorp pays a quarterly dividend of about $0.56 per share annually, a forward yield of roughly 3.80%.

What is OPBK's dividend yield?

As of Oct 18, 2026, OPBK's forward dividend yield is 3.80%, based on a $0.56 annual dividend and a $14.75 share price.

What is OPBK's dividend per share?

As of Oct 18, 2026, OPBK pays $0.56 per share per year, distributed on a quarterly basis.

What is OPBK's dividend payout ratio?

As of Oct 18, 2026, OPBK's payout ratio is 26% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has OPBK grown its dividend?

OPBK does not currently have a long dividend-growth streak on record.

When is the next OPBK ex-dividend date?

As of Oct 18, 2026, OPBK's next ex-dividend date hasn't been announced. The most recent was Aug 6, 2026, for $0.14 per share.

Income Calculator

At $0.56 / yr per share

Per payment (quarterly)$14.00
Annual$56.00
Monthly avg$4.67

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