JPM vs OPBK: Which Is the Better Dividend Stock?
As of Oct 18, 2026, JPM and OPBK are closely matched. OPBK offers the higher yield at 3.80%, OPBK has the higher dividend-safety score, and OPBK looks like the better value (its fair-value estimate is 116% above its share price).
Key facts: JPM vs OPBK
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, OP Bancorp (OPBK) has the higher forward dividend yield at 3.80%, versus 1.94% for JPMorgan Chase & Co. (JPM).
- As of Oct 18, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and OPBK's A (84/100).
- By SmarterDividends' count as of Oct 18, 2026, JPM has raised its dividend for 15 consecutive years and OPBK for 0.
- As of Oct 18, 2026, JPM pays out 26% of its earnings as dividends and OPBK pays out 26%.
- As of Oct 18, 2026, JPM's fair-value estimate is 7% above its share price and OPBK's fair-value estimate is 116% above its share price, so OPBK looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs OPBK: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/jpm-vs-opbk
| Metric | JPM | OPBK |
|---|---|---|
| Forward yield | 1.94% | 3.80% |
| Annual dividend | $6.60 | $0.56 |
| Payout ratio | 26% | 26% |
| Years of growth | 15 yr | 0 yr |
| 5-yr dividend growth | 9.0% | 11.4% |
| 5-yr total return | 114% | 8% |
| Dividend safety score | 82 (A) | 84 (A) |
| Fair value estimate | $364.60 | $31.80 |
| Upside to fair value | +7% | +116% |
| Frequency | quarterly | quarterly |
| Market cap | $902.2B | $220.3M |
| P/E ratio | 14.3 | 7.6 |
Higher yield
OPBK
3.80%
Safer dividend
OPBK
Grade A
Faster growth
OPBK
11.4%
Better value
OPBK
+116% upside
JPM vs OPBK — FAQ
Is JPM or OPBK a better dividend stock?
JPM and OPBK are closely matched. OPBK has the higher yield; OPBK scores better on safety.
Which has a higher dividend yield, JPM or OPBK?
OPBK has the higher forward dividend yield at 3.80%, versus 1.94% for JPM.
Is JPM or OPBK safer?
OPBK has the higher dividend-safety score (84/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or OPBK better value right now?
As of Oct 18, 2026, OPBK looks like the better value: its fair-value estimate is 116% above its share price (undervalued). For JPM, its fair-value estimate is 7% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.