SmarterDividends

HSBC vs OPBK: Which Is the Better Dividend Stock?

As of August 2026, OPBK (OP Bancorp) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. OPBK offers the higher yield at 3.59%, OPBK has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+18%).

MetricHSBCOPBK
Forward yield3.52%3.59%
Annual dividend$3.75$0.56
Payout ratio62%26%
Years of growth0 yr0 yr
5-yr dividend growth-13.8%11.4%
5-yr total return302%55%
Dividend safety score70 (B)82 (A)
Fair value estimate$125.96$18.24
Upside to fair value+18%+17%
Frequencyquarterlyquarterly
Market cap$363.7B$234.7M
P/E ratio17.37.9

Higher yield

OPBK

3.59%

Safer dividend

OPBK

Grade A

Faster growth

OPBK

11.4%

Better value

HSBC

+18% upside

HSBC vs OPBK — FAQ

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