BAC vs OPBK: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC and OPBK are closely matched. OPBK offers the higher yield at 3.80%, BAC has the higher dividend-safety score, and OPBK looks like the better value (its fair-value estimate is 116% above its share price).
Key facts: BAC vs OPBK
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, OP Bancorp (OPBK) has the higher forward dividend yield at 3.80%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and OPBK's A (84/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and OPBK for 0.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and OPBK pays out 26%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and OPBK's fair-value estimate is 116% above its share price, so OPBK looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs OPBK: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-opbk
| Metric | BAC | OPBK |
|---|---|---|
| Forward yield | 2.50% | 3.80% |
| Annual dividend | $1.28 | $0.56 |
| Payout ratio | 26% | 26% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 11.4% |
| 5-yr total return | 15% | 8% |
| Dividend safety score | 87 (A) | 84 (A) |
| Fair value estimate | $63.43 | $31.80 |
| Upside to fair value | +24% | +116% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $220.3M |
| P/E ratio | 12.2 | 7.6 |
Higher yield
OPBK
3.80%
Safer dividend
BAC
Grade A
Faster growth
OPBK
11.4%
Better value
OPBK
+116% upside
BAC vs OPBK — FAQ
Is BAC or OPBK a better dividend stock?
BAC and OPBK are closely matched. OPBK has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or OPBK?
OPBK has the higher forward dividend yield at 3.80%, versus 2.50% for BAC.
Is BAC or OPBK safer?
BAC has the higher dividend-safety score (87/100 vs 84/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or OPBK better value right now?
As of Oct 18, 2026, OPBK looks like the better value: its fair-value estimate is 116% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.