SmarterDividends

BAC vs OPBK: Which Is the Better Dividend Stock?

As of August 2026, BAC and OPBK are closely matched. OPBK offers the higher yield at 3.59%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+65%).

MetricBACOPBK
Forward yield2.05%3.59%
Annual dividend$1.28$0.56
Payout ratio26%26%
Years of growth12 yr0 yr
5-yr dividend growth8.4%11.4%
5-yr total return48%55%
Dividend safety score85 (A)82 (A)
Fair value estimate$102.37$18.24
Upside to fair value+65%+17%
Frequencyquarterlyquarterly
Market cap$439.8B$234.7M
P/E ratio14.47.9

Higher yield

OPBK

3.59%

Safer dividend

BAC

Grade A

Faster growth

OPBK

11.4%

Better value

BAC

+65% upside

BAC vs OPBK — FAQ

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