SmarterDividends
PEBK

Peoples Bancorp of North Carolina, Inc.

PEBK

Financial Services · Banks - Regional · Stock · quarterly payer

$44.32

Overvalued · -54% Add to Portfolio

Forward Yield

1.90%

Annual Dividend

$0.84

Payout Ratio

23%

5-Yr Growth

5.1%

Ex-Date

Sep 3, 2026

Frequency

Quarterly

Key facts about PEBK's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Peoples Bancorp of North Carolina, Inc. (PEBK) has a forward dividend yield of 1.90%, based on an annual dividend of $0.84 per share and a share price of $44.32.
  • As of Oct 18, 2026, PEBK's dividend safety grade from SmarterDividends is A (91 out of 100), which rates the dividend as very safe.
  • By SmarterDividends' count, Peoples Bancorp of North Carolina, Inc. (PEBK) has raised its dividend for 13 consecutive years as of Oct 18, 2026.
  • PEBK last cut its regular dividend in 2009.
  • PEBK's most recent ex-dividend date was Sep 3, 2026, for a dividend of $0.21 per share.
  • As of Oct 18, 2026, PEBK pays out 23% of its trailing 12-month earnings as dividends (its payout ratio).
  • PEBK's dividend has grown at an average rate of 5.1% a year over the past five years.
  • As of Oct 18, 2026, PEBK's 1.90% yield is 39% below its five-year average yield of 3.13%.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for PEBK is $20.27 per share, 54% below the $44.32 share price, so PEBK screens as overvalued.
  • Peoples Bancorp of North Carolina, Inc. (PEBK) pays its dividend quarterly, 4 times a year.
  • Peoples Bancorp of North Carolina, Inc. (PEBK) has raised its regular dividend 26 times and cut it 3 times across the 168 payments on record since 1987. Its most recent change was a 5.0% increase to $0.210 per share, going ex-dividend on Mar 4, 2026. The last cut went ex-dividend on Dec 1, 2009.
Cite this page

SmarterDividends, "PEBK Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/PEBK

Summary

As of Oct 18, 2026, Peoples Bancorp of North Carolina, Inc. (PEBK) yields 1.90% ($0.84 a year per share), has a dividend safety grade of A (91/100) and has 13 consecutive years of dividend increases on record.

Is PEBK a good dividend stock?

Yes

Peoples Bancorp of North Carolina, Inc. (PEBK) pays a quarterly dividend yielding 1.90% ($0.84/yr), with 13 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • 13 consecutive years of dividend growth
  • Comfortable payout ratio (23%)
  • Strong 5.1% 5-yr dividend growth
  • 55% total price return over 5 years
  • Top-tier dividend safety score

Risks

  • Cut its dividend in 2009

Key Data

Dividend Yield
1.90%
Payout Ratio
23%
Annual Dividend
$0.84
5-Yr Avg Growth
5.1%
Ex-Dividend Date
Sep 3, 2026
Years of Growth
13
Frequency
quarterly
Beta
0.31
Market Cap
$235.8M
P/E Ratio
12.2
5-Yr Total Return
55%
52-Week Range
$27.33 – $45.78
Dividend Safety
A · 91/100
Ever Cut?
Yes (2009)

PEBK dividend raises and cuts

Peoples Bancorp of North Carolina, Inc. (PEBK) has raised its regular dividend 26 times and cut it 3 times across the 168 payments on record since 1987. Its most recent change was a 5.0% increase to $0.210 per share, going ex-dividend on Mar 4, 2026. The last cut went ex-dividend on Dec 1, 2009.

Ex-dateChangeOld → newMove
Mar 4, 2026Raise$0.200 → $0.210+5.0%
Mar 3, 2025Raise$0.190 → $0.200+5.3%
Mar 2, 2023Raise$0.180 → $0.190+5.6%
Mar 2, 2022Raise$0.170 → $0.180+5.9%
Sep 2, 2021Raise$0.160 → $0.170+6.3%
Mar 2, 2021Raise$0.150 → $0.160+6.7%
Jan 31, 2020Raise$0.140 → $0.150+7.1%
Mar 1, 2019Raise$0.130 → $0.140+7.7%
Mar 2, 2018Raise$0.120 → $0.130+8.3%
Dec 1, 2017Raise$0.109 → $0.120+10.0%
Mar 1, 2017Raise$0.0909 → $0.109+20.0%
Jun 1, 2016Raise$0.0727 → $0.0909+25.0%
Show all 29 changes since 1997
Ex-dateChangeOld → newMove
Sep 1, 2015Raise$0.0545 → $0.0727+33.3%
Nov 28, 2014Raise$0.0364 → $0.0545+50.0%
Feb 27, 2014Raise$0.0273 → $0.0364+33.3%
Feb 28, 2013Raise$0.0182 → $0.0273+50.0%
Dec 1, 2009Cut$0.0636 → $0.0182−71.4%
Jun 1, 2009Cut$0.0909 → $0.0636−30.0%
Feb 27, 2009Cut$0.109 → $0.0909−16.7%
Aug 29, 2007Raise$0.0727 → $0.109+50.0%
Nov 30, 2006Raise$0.0667 → $0.0727+9.1%
Jun 1, 2006Raise$0.0606 → $0.0667+10.0%
Nov 30, 2005Raise$0.0551 → $0.0606+10.0%
Mar 1, 2005Raise$0.0501 → $0.0551+10.0%
Jun 1, 2000Raise$0.0451 → $0.0501+11.1%
Mar 8, 2000Raise$0.0410 → $0.0455+11.1%
Mar 24, 1999Raise$0.0364 → $0.0410+12.5%
Sep 3, 1997Raise$0.0334 → $0.0364+9.1%
Apr 29, 1997Raise$0.0331 → $0.0334+0.8%
Every PEBK payment →Download every raise and cut (CSV)
PEBK ex-dividend date & scheduleNext ex-date Sep 3, 2026 · full ex-dividend historyView →PEBK dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is PEBK a good dividend stock?

Yes. Peoples Bancorp of North Carolina, Inc. (PEBK) pays a quarterly dividend yielding 1.90% ($0.84/yr), with 13 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is PEBK undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, PEBK's fair value is about $20.27 versus a $44.32 share price — so it looks overvalued (-54% vs. fair value).

Is PEBK's dividend safe?

PEBK has a dividend-safety grade of A (91/100), based on its payout coverage, free-cash-flow, 13-year growth streak, a dividend cut in 2009, debt and yield-versus-history.

What is PEBK's fair value?

Our blended fair-value estimate for PEBK is about $20.27 per share, about 54% below the current $44.32 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is PEBK a buy, hold, or sell?

We don't issue formal ratings, but on the data PEBK screens as "yes" and overvalued. Peoples Bancorp of North Carolina, Inc. (PEBK) pays a quarterly dividend yielding 1.90% ($0.84/yr), with 13 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will PEBK cut its dividend?

PEBK earns a dividend-safety grade of A (91/100), and has cut its dividend before (last in 2009). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does PEBK pay a dividend?

Yes. Peoples Bancorp of North Carolina, Inc. pays a quarterly dividend of about $0.84 per share annually, a forward yield of roughly 1.90%.

What is PEBK's dividend yield?

As of Oct 18, 2026, PEBK's forward dividend yield is 1.90%, based on a $0.84 annual dividend and a $44.32 share price.

What is PEBK's dividend per share?

As of Oct 18, 2026, PEBK pays $0.84 per share per year, distributed on a quarterly basis.

What is PEBK's dividend payout ratio?

As of Oct 18, 2026, PEBK's payout ratio is 23% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has PEBK grown its dividend?

As of Oct 18, 2026, PEBK has increased its dividend for 13 consecutive years.

When is the next PEBK ex-dividend date?

As of Oct 18, 2026, PEBK's next ex-dividend date hasn't been announced. The most recent was Sep 3, 2026, for $0.21 per share.

Income Calculator

At $0.84 / yr per share

Per payment (quarterly)$21.00
Annual$84.00
Monthly avg$7.00

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