BAC vs PEBK: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC and PEBK are closely matched. BAC offers the higher yield at 2.50%, PEBK has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: BAC vs PEBK
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 1.90% for Peoples Bancorp of North Carolina, Inc. (PEBK).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and PEBK's A (91/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and PEBK for 13.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and PEBK pays out 23%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and PEBK's fair-value estimate is 54% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs PEBK: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-pebk
| Metric | BAC | PEBK |
|---|---|---|
| Forward yield | 2.50% | 1.90% |
| Annual dividend | $1.28 | $0.84 |
| Payout ratio | 26% | 23% |
| Years of growth | 12 yr | 13 yr |
| 5-yr dividend growth | 8.4% | 5.1% |
| 5-yr total return | 15% | 55% |
| Dividend safety score | 87 (A) | 91 (A) |
| Fair value estimate | $63.43 | $20.27 |
| Upside to fair value | +24% | -54% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $235.8M |
| P/E ratio | 12.2 | 12.2 |
Higher yield
BAC
2.50%
Safer dividend
PEBK
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+24% upside
BAC vs PEBK — FAQ
Is BAC or PEBK a better dividend stock?
BAC and PEBK are closely matched. BAC has the higher yield; PEBK scores better on safety.
Which has a higher dividend yield, BAC or PEBK?
BAC has the higher forward dividend yield at 2.50%, versus 1.90% for PEBK.
Is BAC or PEBK safer?
PEBK has the higher dividend-safety score (91/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or PEBK better value right now?
As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For PEBK, its fair-value estimate is 54% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.