SmarterDividends

MA vs PEBK: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. PEBK offers the higher yield at 1.97%, PEBK has the higher dividend-safety score, and PEBK trades at the larger discount to fair value (+8%).

MetricMAPEBK
Forward yield0.64%1.97%
Annual dividend$3.48$0.84
Payout ratio18%22%
Years of growth14 yr13 yr
5-yr dividend growth13.7%5.1%
5-yr total return57%51%
Dividend safety score89 (A)91 (A)
Fair value estimate$558.71$45.99
Upside to fair value+3%+8%
Frequencyquarterlyquarterly
Market cap$483.7B$226.9M
P/E ratio31.411.8

Higher yield

PEBK

1.97%

Safer dividend

PEBK

Grade A

Faster growth

MA

13.7%

Better value

PEBK

+8% upside

MA vs PEBK — FAQ

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