HSBC vs PEBK: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC and PEBK are closely matched. HSBC offers the higher yield at 3.97%, PEBK has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: HSBC vs PEBK
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 1.90% for Peoples Bancorp of North Carolina, Inc. (PEBK).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and PEBK's A (91/100).
- By SmarterDividends' count as of Oct 18, 2026, HSBC has raised its dividend for 0 consecutive years and PEBK for 13.
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and PEBK pays out 23%.
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and PEBK's fair-value estimate is 54% below its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs PEBK: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-pebk
| Metric | HSBC | PEBK |
|---|---|---|
| Forward yield | 3.97% | 1.90% |
| Annual dividend | $3.75 | $0.84 |
| Payout ratio | 54% | 23% |
| Years of growth | 0 yr | 13 yr |
| 5-yr dividend growth | -13.8% | 5.1% |
| 5-yr total return | 242% | 55% |
| Dividend safety score | 72 (B) | 91 (A) |
| Fair value estimate | $135.99 | $20.27 |
| Upside to fair value | +44% | -54% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | $235.8M |
| P/E ratio | 13.5 | 12.2 |
Higher yield
HSBC
3.97%
Safer dividend
PEBK
Grade A
Faster growth
PEBK
5.1%
Better value
HSBC
+44% upside
HSBC vs PEBK — FAQ
Is HSBC or PEBK a better dividend stock?
HSBC and PEBK are closely matched. HSBC has the higher yield; PEBK scores better on safety.
Which has a higher dividend yield, HSBC or PEBK?
HSBC has the higher forward dividend yield at 3.97%, versus 1.90% for PEBK.
Is HSBC or PEBK safer?
PEBK has the higher dividend-safety score (91/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or PEBK better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For PEBK, its fair-value estimate is 54% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.