SmarterDividends
PFSI

PennyMac Financial Services, Inc.

PFSI

Financial Services · Stock · quarterly payer

Forward Yield

1.47%

Annual Dividend

$1.20

Payout Ratio

13%

5-Yr Growth

17.3%

Ex-Date

May 18, 2026

Frequency

Quarterly

PFSI Dividend Safety Score

70/ 100
Grade B

Safe

Dividend-growth streak5 consecutive years of growth
Cut historyNever cut its dividend on record
Earnings payout coverage13% of earnings paid out
Balance-sheet strengthDebt/equity of 5.98
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is PFSI a good dividend stock?

Yes, with caveats

PennyMac Financial Services, Inc. (PFSI) pays a quarterly dividend yielding 1.47% ($1.20/yr), with 6 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Never cut its dividend on record
  • Comfortable payout ratio (13%)
  • Strong 17.3% 5-yr dividend growth

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
1.47%
Payout Ratio
13%
Annual Dividend
$1.20
5-Yr Avg Growth
17.3%
Ex-Dividend Date
May 18, 2026
Years of Growth
6
Frequency
quarterly
Beta
1.44
Market Cap
$4.2B
P/E Ratio
8.7
5-Yr Total Return
32%
52-Week Range
$80.37 – $160.36
Dividend Safety
B · 70/100
Ever Cut?
No
PFSI ex-dividend date & scheduleNext ex-date May 18, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $1.20 / yr per share

Per payment (quarterly)$30.00
Annual$120.00
Monthly avg$10.00