PFSI vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, PFSI and V are closely matched. PFSI offers the higher yield at 1.99%, V has the higher dividend-safety score, and PFSI looks like the better value (its fair-value estimate is 6% below its share price).
Key facts: PFSI vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, PennyMac Financial Services, Inc. (PFSI) has the higher forward dividend yield at 1.99%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades PFSI's dividend safety B (67/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, PFSI has raised its dividend for 2 consecutive years and V for 17.
- As of Oct 18, 2026, PFSI pays out 17% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, PFSI's fair-value estimate is 6% below its share price and V's fair-value estimate is 24% below its share price, so PFSI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "PFSI vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/pfsi-vs-v
| Metric | PFSI | V |
|---|---|---|
| Forward yield | 1.99% | 0.67% |
| Annual dividend | $1.20 | $2.68 |
| Payout ratio | 17% | 22% |
| Years of growth | 2 yr | 17 yr |
| 5-yr dividend growth | 17.3% | 14.9% |
| 5-yr total return | -5% | 108% |
| Dividend safety score | 67 (B) | 93 (A) |
| Fair value estimate | $56.65 | $306.97 |
| Upside to fair value | -6% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $3.1B | $755.8B |
| P/E ratio | 8.3 | 34.3 |
Higher yield
PFSI
1.99%
Safer dividend
V
Grade A
Faster growth
PFSI
17.3%
Better value
PFSI
-6% upside
PFSI vs V — FAQ
Is PFSI or V a better dividend stock?
PFSI and V are closely matched. PFSI has the higher yield; V scores better on safety.
Which has a higher dividend yield, PFSI or V?
PFSI has the higher forward dividend yield at 1.99%, versus 0.67% for V.
Is PFSI or V safer?
V has the higher dividend-safety score (93/100 vs 67/100), reflecting stronger payout coverage and dividend-growth history.
Is PFSI or V better value right now?
As of Oct 18, 2026, PFSI looks like the better value: its fair-value estimate is 6% below its share price (fairly valued). For V, its fair-value estimate is 24% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.