JPM vs PFSI: Which Is the Better Dividend Stock?
As of Oct 18, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. PFSI offers the higher yield at 1.99%, JPM has the higher dividend-safety score, and JPM looks like the better value (its fair-value estimate is 7% above its share price).
Key facts: JPM vs PFSI
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, PennyMac Financial Services, Inc. (PFSI) has the higher forward dividend yield at 1.99%, versus 1.94% for JPMorgan Chase & Co. (JPM).
- As of Oct 18, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and PFSI's B (67/100).
- By SmarterDividends' count as of Oct 18, 2026, JPM has raised its dividend for 15 consecutive years and PFSI for 2.
- As of Oct 18, 2026, JPM pays out 26% of its earnings as dividends and PFSI pays out 17%.
- As of Oct 18, 2026, JPM's fair-value estimate is 7% above its share price and PFSI's fair-value estimate is 6% below its share price, so JPM looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs PFSI: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/jpm-vs-pfsi
| Metric | JPM | PFSI |
|---|---|---|
| Forward yield | 1.94% | 1.99% |
| Annual dividend | $6.60 | $1.20 |
| Payout ratio | 26% | 17% |
| Years of growth | 15 yr | 2 yr |
| 5-yr dividend growth | 9.0% | 17.3% |
| 5-yr total return | 114% | -5% |
| Dividend safety score | 82 (A) | 67 (B) |
| Fair value estimate | $364.60 | $56.65 |
| Upside to fair value | +7% | -6% |
| Frequency | quarterly | quarterly |
| Market cap | $902.2B | $3.1B |
| P/E ratio | 14.3 | 8.3 |
Higher yield
PFSI
1.99%
Safer dividend
JPM
Grade A
Faster growth
PFSI
17.3%
Better value
JPM
+7% upside
JPM vs PFSI — FAQ
Is JPM or PFSI a better dividend stock?
On the data, JPM wins more head-to-head categories (5 vs 3). PFSI offers the higher yield (1.99%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, JPM or PFSI?
PFSI has the higher forward dividend yield at 1.99%, versus 1.94% for JPM.
Is JPM or PFSI safer?
JPM has the higher dividend-safety score (82/100 vs 67/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or PFSI better value right now?
As of Oct 18, 2026, JPM looks like the better value: its fair-value estimate is 7% above its share price (fairly valued). For PFSI, its fair-value estimate is 6% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.