SmarterDividends
VBNK

VersaBank

VBNK

Financial Services · Stock · quarterly payer

Forward Yield

0.38%

Annual Dividend

$0.07

Payout Ratio

11%

5-Yr Growth

Ex-Date

Jul 10, 2026

Frequency

Quarterly

VBNK Dividend Safety Score

60/ 100
Grade C

Borderline

Dividend-growth streak1 consecutive years of growth
Cut historyCut its dividend in 2024
Earnings payout coverage11% of earnings paid out
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is VBNK a good dividend stock?

Yes, with caveats

VersaBank (VBNK) pays a quarterly dividend yielding 0.38% ($0.07/yr), with 1 year of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Comfortable payout ratio (11%)
  • 80% total price return over 5 years

Risks

  • Cut its dividend in 2024

Key Data

Dividend Yield
0.38%
Payout Ratio
11%
Annual Dividend
$0.07
5-Yr Avg Growth
Ex-Dividend Date
Jul 10, 2026
Years of Growth
1
Frequency
quarterly
Beta
Market Cap
$611.4M
P/E Ratio
27.9
5-Yr Total Return
80%
52-Week Range
$10.10 – $20.77
Dividend Safety
C · 60/100
Ever Cut?
Yes (2024)
VBNK ex-dividend date & scheduleNext ex-date Jul 10, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $0.07 / yr per share

Per payment (quarterly)$1.75
Annual$7.00
Monthly avg$0.58