V vs VBNK: Which Is the Better Dividend Stock?
As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. V offers the higher yield at 0.67%, V has the higher dividend-safety score, and VBNK looks like the better value (its fair-value estimate is 11% below its share price).
Key facts: V vs VBNK
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Visa Inc. (V) has the higher forward dividend yield at 0.67%, versus 0.32% for VersaBank (VBNK).
- As of Oct 18, 2026, SmarterDividends grades V's dividend safety A (93/100) and VBNK's C (62/100).
- By SmarterDividends' count as of Oct 18, 2026, V has raised its dividend for 17 consecutive years and VBNK for 0.
- As of Oct 18, 2026, V pays out 22% of its earnings as dividends and VBNK pays out 10%.
- As of Oct 18, 2026, V's fair-value estimate is 24% below its share price and VBNK's fair-value estimate is 11% below its share price, so VBNK looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "V vs VBNK: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/v-vs-vbnk
| Metric | V | VBNK |
|---|---|---|
| Forward yield | 0.67% | 0.32% |
| Annual dividend | $2.68 | $0.07 |
| Payout ratio | 22% | 10% |
| Years of growth | 17 yr | 0 yr |
| 5-yr dividend growth | 14.9% | — |
| 5-yr total return | 108% | 74% |
| Dividend safety score | 93 (A) | 62 (C) |
| Fair value estimate | $306.97 | $19.86 |
| Upside to fair value | -24% | -11% |
| Frequency | quarterly | quarterly |
| Market cap | $755.8B | $722.3M |
| P/E ratio | 34.3 | 29.3 |
Higher yield
V
0.67%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
VBNK
-11% upside
V vs VBNK — FAQ
Is V or VBNK a better dividend stock?
On the data, V wins more head-to-head categories (5 vs 2). V offers the higher yield (0.67%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, V or VBNK?
V has the higher forward dividend yield at 0.67%, versus 0.32% for VBNK.
Is V or VBNK safer?
V has the higher dividend-safety score (93/100 vs 62/100), reflecting stronger payout coverage and dividend-growth history.
Is V or VBNK better value right now?
As of Oct 18, 2026, VBNK looks like the better value: its fair-value estimate is 11% below its share price (fairly valued). For V, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.