MA vs VBNK: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. MA offers the higher yield at 0.56%, MA has the higher dividend-safety score, and VBNK looks like the better value (its fair-value estimate is 11% below its share price).
Key facts: MA vs VBNK
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Mastercard Incorporated (MA) has the higher forward dividend yield at 0.56%, versus 0.32% for VersaBank (VBNK).
- As of Oct 18, 2026, SmarterDividends grades MA's dividend safety A (89/100) and VBNK's C (62/100).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and VBNK for 0.
- As of Oct 18, 2026, MA pays out 18% of its earnings as dividends and VBNK pays out 10%.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and VBNK's fair-value estimate is 11% below its share price, so VBNK looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs VBNK: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-vbnk
| Metric | MA | VBNK |
|---|---|---|
| Forward yield | 0.56% | 0.32% |
| Annual dividend | $3.48 | $0.07 |
| Payout ratio | 18% | 10% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 96% | 74% |
| Dividend safety score | 89 (A) | 62 (C) |
| Fair value estimate | $474.95 | $19.86 |
| Upside to fair value | -23% | -11% |
| Frequency | quarterly | quarterly |
| Market cap | $540.9B | $722.3M |
| P/E ratio | 34.0 | 29.3 |
Higher yield
MA
0.56%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
VBNK
-11% upside
MA vs VBNK — FAQ
Is MA or VBNK a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 2). MA offers the higher yield (0.56%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or VBNK?
MA has the higher forward dividend yield at 0.56%, versus 0.32% for VBNK.
Is MA or VBNK safer?
MA has the higher dividend-safety score (89/100 vs 62/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or VBNK better value right now?
As of Oct 18, 2026, VBNK looks like the better value: its fair-value estimate is 11% below its share price (fairly valued). For MA, its fair-value estimate is 23% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.