SmarterDividends
WDH

Waterdrop Inc.

WDH

Financial Services · Stock · semiannual payer

Forward Yield

4.17%

Annual Dividend

$0.06

Payout Ratio

24%

5-Yr Growth

Ex-Date

Apr 24, 2026

Frequency

Semiannual

WDH Dividend Safety Score

49/ 100
Grade D

Risky

Dividend-growth streak1 consecutive years of growth
Cut historyCut its dividend in 2025
Earnings payout coverage24% of earnings paid out
Balance-sheet strengthDebt/equity of 1.37
Yield vs its historyYield is 1.3× its 5-yr average — elevated

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is WDH a good dividend stock?

Mixed

Waterdrop Inc. (WDH) pays a semiannual dividend yielding 4.17% ($0.06/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.

Advantages

  • Comfortable payout ratio (24%)

Risks

  • Cut its dividend in 2025
  • Share price is down over the past 5 years
  • Below-average dividend safety score

Key Data

Dividend Yield
4.17%
Payout Ratio
24%
Annual Dividend
$0.06
5-Yr Avg Growth
Ex-Dividend Date
Apr 24, 2026
Years of Growth
0
Frequency
semiannual
Beta
-0.17
Market Cap
$517.4M
P/E Ratio
6.5
5-Yr Total Return
-78%
52-Week Range
$1.29 – $2.18
Dividend Safety
D · 49/100
Ever Cut?
Yes (2025)
WDH ex-dividend date & scheduleNext ex-date Apr 24, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $0.06 / yr per share

Per payment (semiannual)$3.00
Annual$6.00
Monthly avg$0.50