MA vs WDH: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. WDH offers the higher yield at 5.94%, MA has the higher dividend-safety score, and WDH looks like the better value (its fair-value estimate is 36% above its share price).
Key facts: MA vs WDH
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Waterdrop Inc. (WDH) has the higher forward dividend yield at 5.94%, versus 0.56% for Mastercard Incorporated (MA).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and WDH for 0.
- As of Oct 18, 2026, MA pays out 18% of its earnings as dividends and WDH pays out 31%.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and WDH's fair-value estimate is 36% above its share price, so WDH looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs WDH: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-wdh
| Metric | MA | WDH |
|---|---|---|
| Forward yield | 0.56% | 5.94% |
| Annual dividend | $3.48 | $0.06 |
| Payout ratio | 18% | 31% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 96% | -33% |
| Dividend safety score | 89 (A) | — |
| Fair value estimate | $474.95 | $1.37 |
| Upside to fair value | -23% | +36% |
| Frequency | quarterly | semiannual |
| Market cap | $540.9B | $362.9M |
| P/E ratio | 34.0 | 5.0 |
Higher yield
WDH
5.94%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
WDH
+36% upside
MA vs WDH — FAQ
Is MA or WDH a better dividend stock?
On the data, MA wins more head-to-head categories (4 vs 2). WDH offers the higher yield (5.94%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or WDH?
WDH has the higher forward dividend yield at 5.94%, versus 0.56% for MA.
Is MA or WDH safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is MA or WDH better value right now?
As of Oct 18, 2026, WDH looks like the better value: its fair-value estimate is 36% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.