BAC vs WDH: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. WDH offers the higher yield at 5.94%, BAC has the higher dividend-safety score, and WDH looks like the better value (its fair-value estimate is 36% above its share price).
Key facts: BAC vs WDH
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Waterdrop Inc. (WDH) has the higher forward dividend yield at 5.94%, versus 2.50% for Bank of America Corporation (BAC).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and WDH for 0.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and WDH pays out 31%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and WDH's fair-value estimate is 36% above its share price, so WDH looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs WDH: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-wdh
| Metric | BAC | WDH |
|---|---|---|
| Forward yield | 2.50% | 5.94% |
| Annual dividend | $1.28 | $0.06 |
| Payout ratio | 26% | 31% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 15% | -33% |
| Dividend safety score | 87 (A) | — |
| Fair value estimate | $63.43 | $1.37 |
| Upside to fair value | +24% | +36% |
| Frequency | quarterly | semiannual |
| Market cap | $358.2B | $362.9M |
| P/E ratio | 12.2 | 5.0 |
Higher yield
WDH
5.94%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
WDH
+36% upside
BAC vs WDH — FAQ
Is BAC or WDH a better dividend stock?
On the data, BAC wins more head-to-head categories (4 vs 2). WDH offers the higher yield (5.94%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or WDH?
WDH has the higher forward dividend yield at 5.94%, versus 2.50% for BAC.
Is BAC or WDH safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is BAC or WDH better value right now?
As of Oct 18, 2026, WDH looks like the better value: its fair-value estimate is 36% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.