AGO vs BAC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, AGO (Assured Guaranty Ltd.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.50%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: AGO vs BAC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 2.15% for Assured Guaranty Ltd. (AGO).
- As of Oct 18, 2026, SmarterDividends grades AGO's dividend safety A (81/100) and BAC's A (87/100).
- By SmarterDividends' count as of Oct 18, 2026, AGO has raised its dividend for 14 consecutive years and BAC for 12.
- As of Oct 18, 2026, AGO pays out 19% of its earnings as dividends and BAC pays out 26%.
- As of Oct 18, 2026, AGO's fair-value estimate is 44% below its share price and BAC's fair-value estimate is 24% above its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AGO vs BAC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ago-vs-bac
| Metric | AGO | BAC |
|---|---|---|
| Forward yield | 2.15% | 2.50% |
| Annual dividend | $1.52 | $1.28 |
| Payout ratio | 19% | 26% |
| Years of growth | 14 yr | 12 yr |
| 5-yr dividend growth | 11.2% | 8.4% |
| 5-yr total return | 45% | 15% |
| Dividend safety score | 81 (A) | 87 (A) |
| Fair value estimate | $39.94 | $63.43 |
| Upside to fair value | -44% | +24% |
| Frequency | quarterly | quarterly |
| Market cap | $3.1B | $358.2B |
| P/E ratio | 9.4 | 12.2 |
Higher yield
BAC
2.50%
Safer dividend
BAC
Grade A
Faster growth
AGO
11.2%
Better value
BAC
+24% upside
AGO vs BAC — FAQ
Is AGO or BAC a better dividend stock?
On the data, AGO wins more head-to-head categories (5 vs 3). BAC offers the higher yield (2.50%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, AGO or BAC?
BAC has the higher forward dividend yield at 2.50%, versus 2.15% for AGO.
Is AGO or BAC safer?
BAC has the higher dividend-safety score (87/100 vs 81/100), reflecting stronger payout coverage and dividend-growth history.
Is AGO or BAC better value right now?
As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For AGO, its fair-value estimate is 44% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.