SmarterDividends

AGO vs HSBC: Which Is the Better Dividend Stock?

As of Oct 18, 2026, AGO and HSBC are closely matched. HSBC offers the higher yield at 3.97%, AGO has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).

Key facts: AGO vs HSBC

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 2.15% for Assured Guaranty Ltd. (AGO).
  • As of Oct 18, 2026, SmarterDividends grades AGO's dividend safety A (81/100) and HSBC's B (72/100).
  • By SmarterDividends' count as of Oct 18, 2026, AGO has raised its dividend for 14 consecutive years and HSBC for 0.
  • As of Oct 18, 2026, AGO pays out 19% of its earnings as dividends and HSBC pays out 54%.
  • As of Oct 18, 2026, AGO's fair-value estimate is 44% below its share price and HSBC's fair-value estimate is 44% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "AGO vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ago-vs-hsbc

MetricAGOHSBC
Forward yield2.15%3.97%
Annual dividend$1.52$3.75
Payout ratio19%54%
Years of growth14 yr0 yr
5-yr dividend growth11.2%-13.8%
5-yr total return45%242%
Dividend safety score81 (A)72 (B)
Fair value estimate$39.94$135.99
Upside to fair value-44%+44%
Frequencyquarterlyquarterly
Market cap$3.1B$323.4B
P/E ratio9.413.5

Higher yield

HSBC

3.97%

Safer dividend

AGO

Grade A

Faster growth

AGO

11.2%

Better value

HSBC

+44% upside

AGO vs HSBC — FAQ

Is AGO or HSBC a better dividend stock?

AGO and HSBC are closely matched. HSBC has the higher yield; AGO scores better on safety.

Which has a higher dividend yield, AGO or HSBC?

HSBC has the higher forward dividend yield at 3.97%, versus 2.15% for AGO.

Is AGO or HSBC safer?

AGO has the higher dividend-safety score (81/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.

Is AGO or HSBC better value right now?

As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For AGO, its fair-value estimate is 44% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.