BAC vs BEN: Which Is the Better Dividend Stock?
As of August 2026, BAC and BEN are closely matched. BEN offers the higher yield at 3.85%, BEN has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+25%).
| Metric | BAC | BEN |
|---|---|---|
| Forward yield | 2.07% | 3.85% |
| Annual dividend | $1.28 | $1.32 |
| Payout ratio | 26% | 89% |
| Years of growth | 12 yr | 24 yr |
| 5-yr dividend growth | 8.4% | 3.4% |
| 5-yr total return | 45% | 15% |
| Dividend safety score | 83 (A) | 84 (A) |
| Fair value estimate | $77.08 | $27.99 |
| Upside to fair value | +25% | -18% |
| Frequency | quarterly | quarterly |
| Market cap | $431.4B | $17.4B |
| P/E ratio | 14.2 | 23.3 |
Higher yield
BEN
3.85%
Safer dividend
BEN
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+25% upside
BAC vs BEN — FAQ
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