SmarterDividends

BAC vs BEN: Which Is the Better Dividend Stock?

As of August 2026, BAC and BEN are closely matched. BEN offers the higher yield at 3.85%, BEN has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+25%).

MetricBACBEN
Forward yield2.07%3.85%
Annual dividend$1.28$1.32
Payout ratio26%89%
Years of growth12 yr24 yr
5-yr dividend growth8.4%3.4%
5-yr total return45%15%
Dividend safety score83 (A)84 (A)
Fair value estimate$77.08$27.99
Upside to fair value+25%-18%
Frequencyquarterlyquarterly
Market cap$431.4B$17.4B
P/E ratio14.223.3

Higher yield

BEN

3.85%

Safer dividend

BEN

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+25% upside

BAC vs BEN — FAQ

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