BEN vs HSBC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BEN and HSBC are closely matched. BEN offers the higher yield at 4.26%, BEN has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: BEN vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Franklin Templeton Inc. (BEN) has the higher forward dividend yield at 4.26%, versus 3.97% for HSBC Holdings plc (HSBC).
- As of Oct 18, 2026, SmarterDividends grades BEN's dividend safety A (89/100) and HSBC's B (72/100).
- By SmarterDividends' count as of Oct 18, 2026, BEN has raised its dividend for 24 consecutive years and HSBC for 0.
- As of Oct 18, 2026, BEN pays out 89% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 18, 2026, BEN's fair-value estimate is 12% below its share price and HSBC's fair-value estimate is 44% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BEN vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ben-vs-hsbc
| Metric | BEN | HSBC |
|---|---|---|
| Forward yield | 4.26% | 3.97% |
| Annual dividend | $1.32 | $3.75 |
| Payout ratio | 89% | 54% |
| Years of growth | 24 yr | 0 yr |
| 5-yr dividend growth | 3.4% | -13.8% |
| 5-yr total return | -4% | 242% |
| Dividend safety score | 89 (A) | 72 (B) |
| Fair value estimate | $27.33 | $135.99 |
| Upside to fair value | -12% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $15.7B | $323.4B |
| P/E ratio | 21.1 | 13.5 |
Higher yield
BEN
4.26%
Safer dividend
BEN
Grade A
Faster growth
BEN
3.4%
Better value
HSBC
+44% upside
BEN vs HSBC — FAQ
Is BEN or HSBC a better dividend stock?
BEN and HSBC are closely matched. BEN has the higher yield; BEN scores better on safety.
Which has a higher dividend yield, BEN or HSBC?
BEN has the higher forward dividend yield at 4.26%, versus 3.97% for HSBC.
Is BEN or HSBC safer?
BEN has the higher dividend-safety score (89/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is BEN or HSBC better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For BEN, its fair-value estimate is 12% below its share price.
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