SmarterDividends

BAC vs EFSC: Which Is the Better Dividend Stock?

As of August 2026, EFSC (Enterprise Financial Services Corp) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. EFSC offers the higher yield at 2.10%, EFSC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+25%).

MetricBACEFSC
Forward yield2.07%2.10%
Annual dividend$1.28$1.34
Payout ratio26%26%
Years of growth12 yr12 yr
5-yr dividend growth8.4%11.1%
5-yr total return45%41%
Dividend safety score83 (A)92 (A)
Fair value estimate$77.08$75.17
Upside to fair value+25%+18%
Frequencyquarterlyquarterly
Market cap$435.9B$2.3B
P/E ratio14.212.7

Higher yield

EFSC

2.10%

Safer dividend

EFSC

Grade A

Faster growth

EFSC

11.1%

Better value

BAC

+25% upside

BAC vs EFSC — FAQ

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