BAC vs EFSC: Which Is the Better Dividend Stock?
As of Oct 15, 2026, EFSC (Enterprise Financial Services Corp) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. BAC offers the higher yield at 2.37%, EFSC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 27% above its share price).
Key facts: BAC vs EFSC
Data as of · Source: SmarterDividends data
- As of Oct 15, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.37%, versus 2.27% for Enterprise Financial Services Corp (EFSC).
- As of Oct 15, 2026, SmarterDividends grades BAC's dividend safety A (86/100) and EFSC's A (93/100).
- By SmarterDividends' count as of Oct 15, 2026, BAC has raised its dividend for 12 consecutive years and EFSC for 12.
- As of Oct 15, 2026, BAC pays out 26% of its earnings as dividends and EFSC pays out 26%.
- As of Oct 15, 2026, BAC's fair-value estimate is 27% above its share price and EFSC's fair-value estimate is 41% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs EFSC: Dividend Yield, Safety & Value Compared," updated Oct 15, 2026, https://smarterdividends.com/compare/bac-vs-efsc
| Metric | BAC | EFSC |
|---|---|---|
| Forward yield | 2.37% | 2.27% |
| Annual dividend | $1.16 | $1.30 |
| Payout ratio | 26% | 26% |
| Years of growth | 12 yr | 12 yr |
| 5-yr dividend growth | 8.4% | 11.1% |
| 5-yr total return | 14% | 25% |
| Dividend safety score | 86 (A) | 93 (A) |
| Fair value estimate | $65.09 | $34.52 |
| Upside to fair value | +27% | -41% |
| Frequency | quarterly | quarterly |
| Market cap | $359.4B | $2.1B |
| P/E ratio | 12.5 | 11.7 |
Higher yield
BAC
2.37%
Safer dividend
EFSC
Grade A
Faster growth
EFSC
11.1%
Better value
BAC
+27% upside
BAC vs EFSC — FAQ
Is BAC or EFSC a better dividend stock?
On the data, EFSC wins more head-to-head categories (5 vs 2). BAC offers the higher yield (2.37%), while EFSC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or EFSC?
BAC has the higher forward dividend yield at 2.37%, versus 2.27% for EFSC.
Is BAC or EFSC safer?
EFSC has the higher dividend-safety score (93/100 vs 86/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or EFSC better value right now?
As of Oct 15, 2026, BAC looks like the better value: its fair-value estimate is 27% above its share price (undervalued). For EFSC, its fair-value estimate is 41% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.