EFSC vs MA: Which Is the Better Dividend Stock?
As of Oct 15, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. EFSC offers the higher yield at 2.27%, EFSC has the higher dividend-safety score, and MA looks like the better value (its fair-value estimate is 21% below its share price).
Key facts: EFSC vs MA
Data as of · Source: SmarterDividends data
- As of Oct 15, 2026, Enterprise Financial Services Corp (EFSC) has the higher forward dividend yield at 2.27%, versus 0.58% for Mastercard Incorporated (MA).
- As of Oct 15, 2026, SmarterDividends grades EFSC's dividend safety A (93/100) and MA's A (88/100).
- By SmarterDividends' count as of Oct 15, 2026, EFSC has raised its dividend for 12 consecutive years and MA for 14.
- As of Oct 15, 2026, EFSC pays out 26% of its earnings as dividends and MA pays out 18%.
- As of Oct 15, 2026, EFSC's fair-value estimate is 41% below its share price and MA's fair-value estimate is 21% below its share price, so MA looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "EFSC vs MA: Dividend Yield, Safety & Value Compared," updated Oct 15, 2026, https://smarterdividends.com/compare/efsc-vs-ma
| Metric | EFSC | MA |
|---|---|---|
| Forward yield | 2.27% | 0.58% |
| Annual dividend | $1.30 | $3.37 |
| Payout ratio | 26% | 18% |
| Years of growth | 12 yr | 14 yr |
| 5-yr dividend growth | 11.1% | 13.7% |
| 5-yr total return | 25% | 76% |
| Dividend safety score | 93 (A) | 88 (A) |
| Fair value estimate | $34.52 | $474.95 |
| Upside to fair value | -41% | -21% |
| Frequency | quarterly | quarterly |
| Market cap | $2.1B | $528.4B |
| P/E ratio | 11.7 | 33.2 |
Higher yield
EFSC
2.27%
Safer dividend
EFSC
Grade A
Faster growth
MA
13.7%
Better value
MA
-21% upside
EFSC vs MA — FAQ
Is EFSC or MA a better dividend stock?
On the data, MA wins more head-to-head categories (6 vs 2). EFSC offers the higher yield (2.27%), while EFSC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, EFSC or MA?
EFSC has the higher forward dividend yield at 2.27%, versus 0.58% for MA.
Is EFSC or MA safer?
EFSC has the higher dividend-safety score (93/100 vs 88/100), reflecting stronger payout coverage and dividend-growth history.
Is EFSC or MA better value right now?
As of Oct 15, 2026, MA looks like the better value: its fair-value estimate is 21% below its share price (overvalued). For EFSC, its fair-value estimate is 41% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.