EFSC vs HSBC: Which Is the Better Dividend Stock?
As of August 2026, EFSC and HSBC are closely matched. HSBC offers the higher yield at 3.60%, EFSC has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+30%).
| Metric | EFSC | HSBC |
|---|---|---|
| Forward yield | 2.10% | 3.60% |
| Annual dividend | $1.34 | $3.75 |
| Payout ratio | 26% | 54% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 11.1% | -13.8% |
| 5-yr total return | 41% | 298% |
| Dividend safety score | 92 (A) | 72 (B) |
| Fair value estimate | $75.17 | $135.81 |
| Upside to fair value | +18% | +30% |
| Frequency | quarterly | quarterly |
| Market cap | $2.3B | $356.7B |
| P/E ratio | 12.7 | 14.9 |
Higher yield
HSBC
3.60%
Safer dividend
EFSC
Grade A
Faster growth
EFSC
11.1%
Better value
HSBC
+30% upside
EFSC vs HSBC — FAQ
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