EFSC vs HSBC: Which Is the Better Dividend Stock?
As of Oct 15, 2026, EFSC (Enterprise Financial Services Corp) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.95%, EFSC has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 45% above its share price).
Key facts: EFSC vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 15, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.95%, versus 2.27% for Enterprise Financial Services Corp (EFSC).
- As of Oct 15, 2026, SmarterDividends grades EFSC's dividend safety A (93/100) and HSBC's B (72/100).
- By SmarterDividends' count as of Oct 15, 2026, EFSC has raised its dividend for 12 consecutive years and HSBC for 0.
- As of Oct 15, 2026, EFSC pays out 26% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 15, 2026, EFSC's fair-value estimate is 41% below its share price and HSBC's fair-value estimate is 45% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "EFSC vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 15, 2026, https://smarterdividends.com/compare/efsc-vs-hsbc
| Metric | EFSC | HSBC |
|---|---|---|
| Forward yield | 2.27% | 3.95% |
| Annual dividend | $1.30 | $0.75 |
| Payout ratio | 26% | 54% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 11.1% | -13.8% |
| 5-yr total return | 25% | 209% |
| Dividend safety score | 93 (A) | 72 (B) |
| Fair value estimate | $34.52 | $136.01 |
| Upside to fair value | -41% | +45% |
| Frequency | quarterly | quarterly |
| Market cap | $2.1B | $321.2B |
| P/E ratio | 11.7 | 13.6 |
Higher yield
HSBC
3.95%
Safer dividend
EFSC
Grade A
Faster growth
EFSC
11.1%
Better value
HSBC
+45% upside
EFSC vs HSBC — FAQ
Is EFSC or HSBC a better dividend stock?
On the data, EFSC wins more head-to-head categories (5 vs 3). HSBC offers the higher yield (3.95%), while EFSC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, EFSC or HSBC?
HSBC has the higher forward dividend yield at 3.95%, versus 2.27% for EFSC.
Is EFSC or HSBC safer?
EFSC has the higher dividend-safety score (93/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is EFSC or HSBC better value right now?
As of Oct 15, 2026, HSBC looks like the better value: its fair-value estimate is 45% above its share price (undervalued). For EFSC, its fair-value estimate is 41% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.