BAC vs HTH: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. BAC offers the higher yield at 2.50%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: BAC vs HTH
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 2.17% for Hilltop Holdings Inc. (HTH).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and HTH's B (73/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and HTH for 8.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and HTH pays out 28%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and HTH's fair-value estimate is 17% above its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs HTH: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-hth
| Metric | BAC | HTH |
|---|---|---|
| Forward yield | 2.50% | 2.17% |
| Annual dividend | $1.28 | $0.80 |
| Payout ratio | 26% | 28% |
| Years of growth | 12 yr | 8 yr |
| 5-yr dividend growth | 8.4% | 14.9% |
| 5-yr total return | 15% | 8% |
| Dividend safety score | 87 (A) | 73 (B) |
| Fair value estimate | $63.43 | $43.04 |
| Upside to fair value | +24% | +17% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $2.1B |
| P/E ratio | 12.2 | 13.6 |
Higher yield
BAC
2.50%
Safer dividend
BAC
Grade A
Faster growth
HTH
14.9%
Better value
BAC
+24% upside
BAC vs HTH — FAQ
Is BAC or HTH a better dividend stock?
On the data, BAC wins more head-to-head categories (7 vs 1). BAC offers the higher yield (2.50%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or HTH?
BAC has the higher forward dividend yield at 2.50%, versus 2.17% for HTH.
Is BAC or HTH safer?
BAC has the higher dividend-safety score (87/100 vs 73/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or HTH better value right now?
As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For HTH, its fair-value estimate is 17% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.