BAC vs MCB: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC and MCB are closely matched. BAC offers the higher yield at 2.50%, BAC has the higher dividend-safety score, and MCB looks like the better value (its fair-value estimate is 26% above its share price).
Key facts: BAC vs MCB
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 1.60% for Metropolitan Bank Holding Corp. (MCB).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and MCB for 0.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and MCB pays out 10%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and MCB's fair-value estimate is 26% above its share price, so MCB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs MCB: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-mcb
| Metric | BAC | MCB |
|---|---|---|
| Forward yield | 2.50% | 1.60% |
| Annual dividend | $1.28 | $1.40 |
| Payout ratio | 26% | 10% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 15% | -8% |
| Dividend safety score | 87 (A) | — |
| Fair value estimate | $63.43 | $109.63 |
| Upside to fair value | +24% | +26% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $1.1B |
| P/E ratio | 12.2 | 11.2 |
Higher yield
BAC
2.50%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
MCB
+26% upside
BAC vs MCB — FAQ
Is BAC or MCB a better dividend stock?
BAC and MCB are closely matched. BAC has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or MCB?
BAC has the higher forward dividend yield at 2.50%, versus 1.60% for MCB.
Is BAC or MCB safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is BAC or MCB better value right now?
As of Oct 18, 2026, MCB looks like the better value: its fair-value estimate is 26% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.