MA vs MCB: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA and MCB are closely matched. MCB offers the higher yield at 1.60%, MA has the higher dividend-safety score, and MCB looks like the better value (its fair-value estimate is 26% above its share price).
Key facts: MA vs MCB
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Metropolitan Bank Holding Corp. (MCB) has the higher forward dividend yield at 1.60%, versus 0.56% for Mastercard Incorporated (MA).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and MCB for 0.
- As of Oct 18, 2026, MA pays out 18% of its earnings as dividends and MCB pays out 10%.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and MCB's fair-value estimate is 26% above its share price, so MCB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs MCB: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-mcb
| Metric | MA | MCB |
|---|---|---|
| Forward yield | 0.56% | 1.60% |
| Annual dividend | $3.48 | $1.40 |
| Payout ratio | 18% | 10% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 96% | -8% |
| Dividend safety score | 89 (A) | — |
| Fair value estimate | $474.95 | $109.63 |
| Upside to fair value | -23% | +26% |
| Frequency | quarterly | quarterly |
| Market cap | $540.9B | $1.1B |
| P/E ratio | 34.0 | 11.2 |
Higher yield
MCB
1.60%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
MCB
+26% upside
MA vs MCB — FAQ
Is MA or MCB a better dividend stock?
MA and MCB are closely matched. MCB has the higher yield; MA scores better on safety.
Which has a higher dividend yield, MA or MCB?
MCB has the higher forward dividend yield at 1.60%, versus 0.56% for MA.
Is MA or MCB safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is MA or MCB better value right now?
As of Oct 18, 2026, MCB looks like the better value: its fair-value estimate is 26% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.