SmarterDividends

BAC vs NECB: Which Is the Better Dividend Stock?

As of August 2026, BAC and NECB are closely matched. NECB offers the higher yield at 3.80%, NECB has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+25%).

MetricBACNECB
Forward yield2.05%3.80%
Annual dividend$1.28$1.00
Payout ratio26%27%
Years of growth12 yr2 yr
5-yr dividend growth8.4%53.4%
5-yr total return45%142%
Dividend safety score83 (A)89 (A)
Fair value estimate$77.08$21.13
Upside to fair value+25%-20%
Frequencyquarterlyquarterly
Market cap$435.2B$362.5M
P/E ratio14.48.5

Higher yield

NECB

3.80%

Safer dividend

NECB

Grade A

Faster growth

NECB

53.4%

Better value

BAC

+25% upside

BAC vs NECB — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.