BAC vs NECB: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC and NECB are closely matched. NECB offers the higher yield at 3.61%, NECB has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: BAC vs NECB
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Northeast Community Bancorp, Inc. (NECB) has the higher forward dividend yield at 3.61%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and NECB's A (90/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and NECB for 2.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and NECB pays out 27%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and NECB's fair-value estimate is 28% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs NECB: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-necb
| Metric | BAC | NECB |
|---|---|---|
| Forward yield | 2.50% | 3.61% |
| Annual dividend | $1.28 | $1.00 |
| Payout ratio | 26% | 27% |
| Years of growth | 12 yr | 2 yr |
| 5-yr dividend growth | 8.4% | 53.4% |
| 5-yr total return | 15% | 150% |
| Dividend safety score | 87 (A) | 90 (A) |
| Fair value estimate | $63.43 | $19.80 |
| Upside to fair value | +24% | -28% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $380.4M |
| P/E ratio | 12.2 | 8.9 |
Higher yield
NECB
3.61%
Safer dividend
NECB
Grade A
Faster growth
NECB
53.4%
Better value
BAC
+24% upside
BAC vs NECB — FAQ
Is BAC or NECB a better dividend stock?
BAC and NECB are closely matched. NECB has the higher yield; NECB scores better on safety.
Which has a higher dividend yield, BAC or NECB?
NECB has the higher forward dividend yield at 3.61%, versus 2.50% for BAC.
Is BAC or NECB safer?
NECB has the higher dividend-safety score (90/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or NECB better value right now?
As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For NECB, its fair-value estimate is 28% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.