HSBC vs NECB: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC and NECB are closely matched. HSBC offers the higher yield at 3.97%, NECB has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: HSBC vs NECB
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 3.61% for Northeast Community Bancorp, Inc. (NECB).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and NECB's A (90/100).
- By SmarterDividends' count as of Oct 18, 2026, HSBC has raised its dividend for 0 consecutive years and NECB for 2.
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and NECB pays out 27%.
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and NECB's fair-value estimate is 28% below its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs NECB: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-necb
| Metric | HSBC | NECB |
|---|---|---|
| Forward yield | 3.97% | 3.61% |
| Annual dividend | $3.75 | $1.00 |
| Payout ratio | 54% | 27% |
| Years of growth | 0 yr | 2 yr |
| 5-yr dividend growth | -13.8% | 53.4% |
| 5-yr total return | 242% | 150% |
| Dividend safety score | 72 (B) | 90 (A) |
| Fair value estimate | $135.99 | $19.80 |
| Upside to fair value | +44% | -28% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | $380.4M |
| P/E ratio | 13.5 | 8.9 |
Higher yield
HSBC
3.97%
Safer dividend
NECB
Grade A
Faster growth
NECB
53.4%
Better value
HSBC
+44% upside
HSBC vs NECB — FAQ
Is HSBC or NECB a better dividend stock?
HSBC and NECB are closely matched. HSBC has the higher yield; NECB scores better on safety.
Which has a higher dividend yield, HSBC or NECB?
HSBC has the higher forward dividend yield at 3.97%, versus 3.61% for NECB.
Is HSBC or NECB safer?
NECB has the higher dividend-safety score (90/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or NECB better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For NECB, its fair-value estimate is 28% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.


