BAC vs SRBK: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 5 head-to-head metrics. BAC offers the higher yield at 2.50%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: BAC vs SRBK
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 1.30% for SR Bancorp, Inc. (SRBK).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and SRBK for 0.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and SRBK pays out 48%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and SRBK's fair-value estimate is 51% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs SRBK: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-srbk
| Metric | BAC | SRBK |
|---|---|---|
| Forward yield | 2.50% | 1.30% |
| Annual dividend | $1.28 | $0.24 |
| Payout ratio | 26% | 48% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 15% | — |
| Dividend safety score | 87 (A) | — |
| Fair value estimate | $63.43 | $8.98 |
| Upside to fair value | +24% | -51% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $134.8M |
| P/E ratio | 12.2 | 42.0 |
Higher yield
BAC
2.50%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+24% upside
BAC vs SRBK — FAQ
Is BAC or SRBK a better dividend stock?
On the data, BAC wins more head-to-head categories (5 vs 0). BAC offers the higher yield (2.50%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or SRBK?
BAC has the higher forward dividend yield at 2.50%, versus 1.30% for SRBK.
Is BAC or SRBK safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is BAC or SRBK better value right now?
As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For SRBK, its fair-value estimate is 51% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.