MA vs SRBK: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 5 head-to-head metrics. SRBK offers the higher yield at 1.30%, MA has the higher dividend-safety score, and MA looks like the better value (its fair-value estimate is 23% below its share price).
Key facts: MA vs SRBK
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, SR Bancorp, Inc. (SRBK) has the higher forward dividend yield at 1.30%, versus 0.56% for Mastercard Incorporated (MA).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and SRBK for 0.
- As of Oct 18, 2026, MA pays out 18% of its earnings as dividends and SRBK pays out 48%.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and SRBK's fair-value estimate is 51% below its share price, so MA looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs SRBK: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-srbk
| Metric | MA | SRBK |
|---|---|---|
| Forward yield | 0.56% | 1.30% |
| Annual dividend | $3.48 | $0.24 |
| Payout ratio | 18% | 48% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 96% | — |
| Dividend safety score | 89 (A) | — |
| Fair value estimate | $474.95 | $8.98 |
| Upside to fair value | -23% | -51% |
| Frequency | quarterly | quarterly |
| Market cap | $540.9B | $134.8M |
| P/E ratio | 34.0 | 42.0 |
Higher yield
SRBK
1.30%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
MA
-23% upside
MA vs SRBK — FAQ
Is MA or SRBK a better dividend stock?
On the data, MA wins more head-to-head categories (4 vs 1). SRBK offers the higher yield (1.30%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or SRBK?
SRBK has the higher forward dividend yield at 1.30%, versus 0.56% for MA.
Is MA or SRBK safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is MA or SRBK better value right now?
As of Oct 18, 2026, MA looks like the better value: its fair-value estimate is 23% below its share price (overvalued). For SRBK, its fair-value estimate is 51% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.