BAC vs TCBK: Which Is the Better Dividend Stock?
As of Oct 18, 2026, TCBK (TriCo Bancshares) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. TCBK offers the higher yield at 2.77%, TCBK has the higher dividend-safety score, and TCBK looks like the better value (its fair-value estimate is 25% above its share price).
Key facts: BAC vs TCBK
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, TriCo Bancshares (TCBK) has the higher forward dividend yield at 2.77%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and TCBK's A (90/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and TCBK for 13.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and TCBK pays out 35%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and TCBK's fair-value estimate is 25% above its share price, so TCBK looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs TCBK: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-tcbk
| Metric | BAC | TCBK |
|---|---|---|
| Forward yield | 2.50% | 2.77% |
| Annual dividend | $1.28 | $1.44 |
| Payout ratio | 26% | 35% |
| Years of growth | 12 yr | 13 yr |
| 5-yr dividend growth | 8.4% | 9.4% |
| 5-yr total return | 15% | 23% |
| Dividend safety score | 87 (A) | 90 (A) |
| Fair value estimate | $63.43 | $64.95 |
| Upside to fair value | +24% | +25% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $1.7B |
| P/E ratio | 12.2 | 12.5 |
Higher yield
TCBK
2.77%
Safer dividend
TCBK
Grade A
Faster growth
TCBK
9.4%
Better value
TCBK
+25% upside
BAC vs TCBK — FAQ
Is BAC or TCBK a better dividend stock?
On the data, TCBK wins more head-to-head categories (7 vs 1). TCBK offers the higher yield (2.77%), while TCBK has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or TCBK?
TCBK has the higher forward dividend yield at 2.77%, versus 2.50% for BAC.
Is BAC or TCBK safer?
TCBK has the higher dividend-safety score (90/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or TCBK better value right now?
As of Oct 18, 2026, TCBK looks like the better value: its fair-value estimate is 25% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.