HSBC vs TCBK: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC and TCBK are closely matched. HSBC offers the higher yield at 3.97%, TCBK has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: HSBC vs TCBK
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 2.77% for TriCo Bancshares (TCBK).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and TCBK's A (90/100).
- By SmarterDividends' count as of Oct 18, 2026, HSBC has raised its dividend for 0 consecutive years and TCBK for 13.
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and TCBK pays out 35%.
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and TCBK's fair-value estimate is 25% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs TCBK: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-tcbk
| Metric | HSBC | TCBK |
|---|---|---|
| Forward yield | 3.97% | 2.77% |
| Annual dividend | $3.75 | $1.44 |
| Payout ratio | 54% | 35% |
| Years of growth | 0 yr | 13 yr |
| 5-yr dividend growth | -13.8% | 9.4% |
| 5-yr total return | 242% | 23% |
| Dividend safety score | 72 (B) | 90 (A) |
| Fair value estimate | $135.99 | $64.95 |
| Upside to fair value | +44% | +25% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | $1.7B |
| P/E ratio | 13.5 | 12.5 |
Higher yield
HSBC
3.97%
Safer dividend
TCBK
Grade A
Faster growth
TCBK
9.4%
Better value
HSBC
+44% upside
HSBC vs TCBK — FAQ
Is HSBC or TCBK a better dividend stock?
HSBC and TCBK are closely matched. HSBC has the higher yield; TCBK scores better on safety.
Which has a higher dividend yield, HSBC or TCBK?
HSBC has the higher forward dividend yield at 3.97%, versus 2.77% for TCBK.
Is HSBC or TCBK safer?
TCBK has the higher dividend-safety score (90/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or TCBK better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For TCBK, its fair-value estimate is 25% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.