BAC vs WTFCN: Which Is the Better Dividend Stock?
As of Oct 18, 2026, WTFCN (Wintrust Financial Corporation) screens as the stronger dividend stock, winning 3 of 4 head-to-head metrics. WTFCN offers the higher yield at 7.69%, BAC has the higher dividend-safety score, and WTFCN looks like the better value (its fair-value estimate is 37% above its share price).
Key facts: BAC vs WTFCN
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Wintrust Financial Corporation (WTFCN) has the higher forward dividend yield at 7.69%, versus 2.50% for Bank of America Corporation (BAC).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and WTFCN for 0.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and WTFCN's fair-value estimate is 37% above its share price, so WTFCN looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs WTFCN: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-wtfcn
| Metric | BAC | WTFCN |
|---|---|---|
| Forward yield | 2.50% | 7.69% |
| Annual dividend | $1.28 | $1.97 |
| Payout ratio | 26% | — |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 15% | — |
| Dividend safety score | 87 (A) | — |
| Fair value estimate | $63.43 | $35.11 |
| Upside to fair value | +24% | +37% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | — |
| P/E ratio | 12.2 | — |
Higher yield
WTFCN
7.69%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
WTFCN
+37% upside
BAC vs WTFCN — FAQ
Is BAC or WTFCN a better dividend stock?
On the data, WTFCN wins more head-to-head categories (3 vs 1). WTFCN offers the higher yield (7.69%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or WTFCN?
WTFCN has the higher forward dividend yield at 7.69%, versus 2.50% for BAC.
Is BAC or WTFCN safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is BAC or WTFCN better value right now?
As of Oct 18, 2026, WTFCN looks like the better value: its fair-value estimate is 37% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.