HSBC vs WTFCN: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 2 of 3 head-to-head metrics. WTFCN offers the higher yield at 7.69%, HSBC has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: HSBC vs WTFCN
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Wintrust Financial Corporation (WTFCN) has the higher forward dividend yield at 7.69%, versus 3.97% for HSBC Holdings plc (HSBC).
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and WTFCN's fair-value estimate is 37% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs WTFCN: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-wtfcn
| Metric | HSBC | WTFCN |
|---|---|---|
| Forward yield | 3.97% | 7.69% |
| Annual dividend | $3.75 | $1.97 |
| Payout ratio | 54% | — |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 242% | — |
| Dividend safety score | 72 (B) | — |
| Fair value estimate | $135.99 | $35.11 |
| Upside to fair value | +44% | +37% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | — |
| P/E ratio | 13.5 | — |
Higher yield
WTFCN
7.69%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
Better value
HSBC
+44% upside
HSBC vs WTFCN — FAQ
Is HSBC or WTFCN a better dividend stock?
On the data, HSBC wins more head-to-head categories (2 vs 1). WTFCN offers the higher yield (7.69%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or WTFCN?
WTFCN has the higher forward dividend yield at 7.69%, versus 3.97% for HSBC.
Is HSBC or WTFCN safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is HSBC or WTFCN better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For WTFCN, its fair-value estimate is 37% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.