SmarterDividends

BML-PL vs MA: Which Is the Better Dividend Stock?

As of Oct 23, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. BML-PL offers the higher yield at 6.07%, MA has the higher dividend-safety score, and BML-PL looks like the better value (its fair-value estimate is 19% above its share price).

Key facts: BML-PL vs MA

Data as of · Source: SmarterDividends data

  • As of Oct 23, 2026, Bank of America Corporation (BML-PL) has the higher forward dividend yield at 6.07%, versus 0.55% for Mastercard Incorporated (MA).
  • As of Oct 23, 2026, SmarterDividends grades BML-PL's dividend safety C (56/100) and MA's A (89/100).
  • By SmarterDividends' count as of Oct 23, 2026, BML-PL has raised its dividend for 0 consecutive years and MA for 14.
  • As of Oct 23, 2026, BML-PL's fair-value estimate is 19% above its share price and MA's fair-value estimate is 25% below its share price, so BML-PL looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BML-PL vs MA: Dividend Yield, Safety & Value Compared," updated Oct 23, 2026, https://smarterdividends.com/compare/bml-pl-vs-ma

MetricBML-PLMA
Forward yield6.07%0.55%
Annual dividend$1.17$3.48
Payout ratio—18%
Years of growth0 yr14 yr
5-yr dividend growth5.0%13.7%
5-yr total return-20%96%
Dividend safety score56 (C)89 (A)
Fair value estimate$22.92$474.95
Upside to fair value+19%-25%
Frequencyquarterlyquarterly
Market cap—$554.7B
P/E ratio5.534.2

Higher yield

BML-PL

6.07%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

BML-PL

+19% upside

BML-PL vs MA — FAQ

Is BML-PL or MA a better dividend stock?

On the data, MA wins more head-to-head categories (5 vs 2). BML-PL offers the higher yield (6.07%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, BML-PL or MA?

BML-PL has the higher forward dividend yield at 6.07%, versus 0.55% for MA.

Is BML-PL or MA safer?

MA has the higher dividend-safety score (89/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.

Is BML-PL or MA better value right now?

As of Oct 23, 2026, BML-PL looks like the better value: its fair-value estimate is 19% above its share price (undervalued). For MA, its fair-value estimate is 25% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.