FXNC vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. FXNC offers the higher yield at 2.29%, V has the higher dividend-safety score, and FXNC looks like the better value (its fair-value estimate is 32% above its share price).
Key facts: FXNC vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, First National Corporation (FXNC) has the higher forward dividend yield at 2.29%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades FXNC's dividend safety A (83/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, FXNC has raised its dividend for 10 consecutive years and V for 17.
- As of Oct 18, 2026, FXNC pays out 28% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, FXNC's fair-value estimate is 32% above its share price and V's fair-value estimate is 24% below its share price, so FXNC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "FXNC vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/fxnc-vs-v
| Metric | FXNC | V |
|---|---|---|
| Forward yield | 2.29% | 0.67% |
| Annual dividend | $0.68 | $2.68 |
| Payout ratio | 28% | 22% |
| Years of growth | 10 yr | 17 yr |
| 5-yr dividend growth | 7.6% | 14.9% |
| 5-yr total return | 30% | 108% |
| Dividend safety score | 83 (A) | 93 (A) |
| Fair value estimate | $39.14 | $306.97 |
| Upside to fair value | +32% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $267.3M | $755.8B |
| P/E ratio | 12.3 | 34.3 |
Higher yield
FXNC
2.29%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
FXNC
+32% upside
FXNC vs V — FAQ
Is FXNC or V a better dividend stock?
On the data, V wins more head-to-head categories (6 vs 2). FXNC offers the higher yield (2.29%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, FXNC or V?
FXNC has the higher forward dividend yield at 2.29%, versus 0.67% for V.
Is FXNC or V safer?
V has the higher dividend-safety score (93/100 vs 83/100), reflecting stronger payout coverage and dividend-growth history.
Is FXNC or V better value right now?
As of Oct 18, 2026, FXNC looks like the better value: its fair-value estimate is 32% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.