FXNC vs HSBC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, FXNC and HSBC are closely matched. HSBC offers the higher yield at 3.97%, FXNC has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: FXNC vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 2.29% for First National Corporation (FXNC).
- As of Oct 18, 2026, SmarterDividends grades FXNC's dividend safety A (83/100) and HSBC's B (72/100).
- By SmarterDividends' count as of Oct 18, 2026, FXNC has raised its dividend for 10 consecutive years and HSBC for 0.
- As of Oct 18, 2026, FXNC pays out 28% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 18, 2026, FXNC's fair-value estimate is 32% above its share price and HSBC's fair-value estimate is 44% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "FXNC vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/fxnc-vs-hsbc
| Metric | FXNC | HSBC |
|---|---|---|
| Forward yield | 2.29% | 3.97% |
| Annual dividend | $0.68 | $3.75 |
| Payout ratio | 28% | 54% |
| Years of growth | 10 yr | 0 yr |
| 5-yr dividend growth | 7.6% | -13.8% |
| 5-yr total return | 30% | 242% |
| Dividend safety score | 83 (A) | 72 (B) |
| Fair value estimate | $39.14 | $135.99 |
| Upside to fair value | +32% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $267.3M | $323.4B |
| P/E ratio | 12.3 | 13.5 |
Higher yield
HSBC
3.97%
Safer dividend
FXNC
Grade A
Faster growth
FXNC
7.6%
Better value
HSBC
+44% upside
FXNC vs HSBC — FAQ
Is FXNC or HSBC a better dividend stock?
FXNC and HSBC are closely matched. HSBC has the higher yield; FXNC scores better on safety.
Which has a higher dividend yield, FXNC or HSBC?
HSBC has the higher forward dividend yield at 3.97%, versus 2.29% for FXNC.
Is FXNC or HSBC safer?
FXNC has the higher dividend-safety score (83/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is FXNC or HSBC better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For FXNC, its fair-value estimate is 32% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.