HSBC vs RIV: Which Is the Better Dividend Stock?
As of Oct 27, 2026, HSBC and RIV are closely matched. RIV offers the higher yield at 15.47%, HSBC has the higher dividend-safety score, and RIV looks like the better value (its fair-value estimate is 64% above its share price).
Key facts: HSBC vs RIV
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, RiverNorth Opportunities Fund, Inc. (RIV) has the higher forward dividend yield at 15.47%, versus 4.11% for HSBC Holdings plc (HSBC).
- As of Oct 27, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and RIV's C (53/100).
- By SmarterDividends' count as of Oct 27, 2026, HSBC has raised its dividend for 0 consecutive years and RIV for 2.
- As of Oct 27, 2026, HSBC pays out 54% of its earnings as dividends and RIV pays out 100%.
- As of Oct 27, 2026, HSBC's fair-value estimate is 51% above its share price and RIV's fair-value estimate is 64% above its share price, so RIV looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs RIV: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/hsbc-vs-riv
| Metric | HSBC | RIV |
|---|---|---|
| Forward yield | 4.11% | 15.47% |
| Annual dividend | $3.75 | $1.57 |
| Payout ratio | 54% | 100% |
| Years of growth | 0 yr | 2 yr |
| 5-yr dividend growth | -13.8% | -6.4% |
| 5-yr total return | 228% | -40% |
| Dividend safety score | 72 (B) | 53 (C) |
| Fair value estimate | $137.57 | $16.63 |
| Upside to fair value | +51% | +64% |
| Frequency | quarterly | monthly |
| Market cap | $311.9B | $311.3M |
| P/E ratio | 13.0 | 6.6 |
Higher yield
RIV
15.47%
Safer dividend
HSBC
Grade B
Faster growth
RIV
-6.4%
Better value
RIV
+64% upside
HSBC vs RIV — FAQ
Is HSBC or RIV a better dividend stock?
HSBC and RIV are closely matched. RIV has the higher yield; HSBC scores better on safety.
Which has a higher dividend yield, HSBC or RIV?
RIV has the higher forward dividend yield at 15.47%, versus 4.11% for HSBC.
Is HSBC or RIV safer?
HSBC has the higher dividend-safety score (72/100 vs 53/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or RIV better value right now?
As of Oct 27, 2026, RIV looks like the better value: its fair-value estimate is 64% above its share price (undervalued). For HSBC, its fair-value estimate is 51% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.