HSBC vs RIV: Which Is the Better Dividend Stock?
As of September 2026, HSBC and RIV are closely matched. RIV offers the higher yield at 14.59%, HSBC has the higher dividend-safety score, and RIV trades at the larger discount to fair value (+49%).
| Metric | HSBC | RIV |
|---|---|---|
| Forward yield | 3.62% | 14.59% |
| Annual dividend | $3.75 | $1.57 |
| Payout ratio | 54% | 100% |
| Years of growth | 0 yr | 2 yr |
| 5-yr dividend growth | -13.8% | -6.4% |
| 5-yr total return | 303% | -35% |
| Dividend safety score | 72 (B) | 53 (C) |
| Fair value estimate | $137.47 | $16.09 |
| Upside to fair value | +31% | +49% |
| Frequency | quarterly | monthly |
| Market cap | $360.6B | $292.2M |
| P/E ratio | 14.8 | 6.9 |
Higher yield
RIV
14.59%
Safer dividend
HSBC
Grade B
Faster growth
RIV
-6.4%
Better value
RIV
+49% upside
HSBC vs RIV — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.