MA vs RIV: Which Is the Better Dividend Stock?
As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. RIV offers the higher yield at 14.59%, MA has the higher dividend-safety score, and RIV trades at the larger discount to fair value (+48%).
| Metric | MA | RIV |
|---|---|---|
| Forward yield | 0.62% | 14.59% |
| Annual dividend | $3.48 | $1.57 |
| Payout ratio | 18% | 100% |
| Years of growth | 14 yr | 2 yr |
| 5-yr dividend growth | 13.7% | -6.4% |
| 5-yr total return | 64% | -35% |
| Dividend safety score | 88 (A) | 53 (C) |
| Fair value estimate | $574.10 | $16.09 |
| Upside to fair value | -1% | +48% |
| Frequency | quarterly | monthly |
| Market cap | $498.6B | $292.2M |
| P/E ratio | 31.1 | 6.9 |
Higher yield
RIV
14.59%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
RIV
+48% upside
MA vs RIV — FAQ
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