BAC vs RIV: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. RIV offers the higher yield at 14.59%, BAC has the higher dividend-safety score, and RIV trades at the larger discount to fair value (+48%).
| Metric | BAC | RIV |
|---|---|---|
| Forward yield | 2.05% | 14.59% |
| Annual dividend | $1.28 | $1.57 |
| Payout ratio | 26% | 100% |
| Years of growth | 12 yr | 2 yr |
| 5-yr dividend growth | 8.4% | -6.4% |
| 5-yr total return | 48% | -35% |
| Dividend safety score | 86 (A) | 53 (C) |
| Fair value estimate | $90.46 | $16.09 |
| Upside to fair value | +44% | +48% |
| Frequency | quarterly | monthly |
| Market cap | $438.4B | $292.2M |
| P/E ratio | 14.4 | 6.9 |
Higher yield
RIV
14.59%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
RIV
+48% upside
BAC vs RIV — FAQ
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