SmarterDividends

JPM vs RIV: Which Is the Better Dividend Stock?

As of Oct 27, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. RIV offers the higher yield at 15.47%, JPM has the higher dividend-safety score, and RIV looks like the better value (its fair-value estimate is 64% above its share price).

Key facts: JPM vs RIV

Data as of · Source: SmarterDividends data

  • As of Oct 27, 2026, RiverNorth Opportunities Fund, Inc. (RIV) has the higher forward dividend yield at 15.47%, versus 1.98% for JPMorgan Chase & Co. (JPM).
  • As of Oct 27, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and RIV's C (53/100).
  • By SmarterDividends' count as of Oct 27, 2026, JPM has raised its dividend for 15 consecutive years and RIV for 2.
  • As of Oct 27, 2026, JPM pays out 26% of its earnings as dividends and RIV pays out 100%.
  • As of Oct 27, 2026, JPM's fair-value estimate is 9% above its share price and RIV's fair-value estimate is 64% above its share price, so RIV looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "JPM vs RIV: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/jpm-vs-riv

MetricJPMRIV
Forward yield1.98%15.47%
Annual dividend$6.60$1.57
Payout ratio26%100%
Years of growth15 yr2 yr
5-yr dividend growth9.0%-6.4%
5-yr total return109%-40%
Dividend safety score82 (A)53 (C)
Fair value estimate$364.60$16.63
Upside to fair value+9%+64%
Frequencyquarterlymonthly
Market cap$887.1B$311.3M
P/E ratio14.06.6

Higher yield

RIV

15.47%

Safer dividend

JPM

Grade A

Faster growth

JPM

9.0%

Better value

RIV

+64% upside

JPM vs RIV — FAQ

Is JPM or RIV a better dividend stock?

On the data, JPM wins more head-to-head categories (6 vs 2). RIV offers the higher yield (15.47%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, JPM or RIV?

RIV has the higher forward dividend yield at 15.47%, versus 1.98% for JPM.

Is JPM or RIV safer?

JPM has the higher dividend-safety score (82/100 vs 53/100), reflecting stronger payout coverage and dividend-growth history.

Is JPM or RIV better value right now?

As of Oct 27, 2026, RIV looks like the better value: its fair-value estimate is 64% above its share price (undervalued). For JPM, its fair-value estimate is 9% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.